Buyers

Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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9400 Arthur Court Brentwood, TN 37027

Price $999,270
Beds 5
Baths 5
Living Area SqFt 4,881
Status Active
MLS # 1922168
Property Type Residential
 

6020 Serene Valley Trl Franklin, TN 37064

Price $999,000
Beds 2
Baths 2
Living Area SqFt 1,465
Status Active
MLS # 1918652
Property Type Residential
 

4912 Buds Farm Ln W, Franklin

Price $998,750
Beds 4
Baths 5
Living Area SqFt 6,033
Status Active
MLS # 1939540
Property Type Residential
 

9405 Arthur Court Brentwood, TN 37027

Price $998,550
Beds 5
Baths 6
Living Area SqFt 4,917
Status Active
MLS # 1938333
Property Type Residential
 

665 Legends Crest Dr Franklin, TN 37069

Price $995,000
Beds 4
Baths 5
Living Area SqFt 5,674
Status Active
MLS # 1928577
Property Type Residential
 

1808 Burland Crescent Brentwood, TN 37027

Price $989,900
Beds 4
Baths 5
Living Area SqFt 4,549
Status Active
MLS # 1926718
Property Type Residential
 

5027 Water Leaf Drive 114 Franklin, TN 37064

Price $989,900
Beds 5
Baths 7
Living Area SqFt 4,703
Status Active
MLS # 1928008
Property Type Residential
 

9401 Arthur Court Brentwood, TN 37027

Price $989,770
Beds 5
Baths 6
Living Area SqFt 4,535
Status Active
MLS # 1938331
Property Type Residential
 

2129 Summer Hill Cir Franklin, TN 37064

Price $979,900
Beds 5
Baths 5
Living Area SqFt 5,507
Status Active
MLS # 1912366
Property Type Residential
 

306 Haddon Franklin, TN 37067

Price $975,000
Beds 6
Baths 5
Living Area SqFt 6,102
Status Active
MLS # 1928962
Property Type Residential
 

5037 Water Leaf Dr (lot 112) Franklin, TN 37064

Price $970,500
Beds 4
Baths 5
Living Area SqFt 4,296
Status Active
MLS # 1849969
Property Type Residential
 

106 Harpeth Hills Dr Franklin, TN 37069

$969,000 - 5Br/5Ba -  for Sale in Grassland Est Sec 1, Franklin
New
Price $969,000
Beds 5
Baths 5
Living Area SqFt 4,658
Status Active Under Contract
MLS # 1940898
Property Type Residential
 

812 Stonewater Blvd # 1338 Franklin, TN 37064

Price $967,920
Beds 5
Baths 6
Living Area SqFt 4,010
Status Active
MLS # 1897134
Property Type Residential
 

205 Everbright Ave. Franklin, TN 37064

Price $964,900
Beds 3
Baths 4
Living Area SqFt 3,055
Status Active
MLS # 1915310
Property Type Residential
 

107 Gist St Franklin, TN 37064

Price $964,900
Beds 3
Baths 4
Living Area SqFt 3,270
Status Active
MLS # 1925840
Property Type Residential
 

513 Pearre Springs Way Franklin, TN 37064

Price $960,000
Beds 6
Baths 5
Living Area SqFt 4,885
Status Active
MLS # 1926108
Property Type Residential
 

1337 Jewell Ave Franklin, TN 37064

Price $959,900
Beds 4
Baths 5
Living Area SqFt 4,400
Status Active
MLS # 1928524
Property Type Residential
 

5014 Water Leaf Dr Franklin, TN 37064

Price $957,500
Beds 4
Baths 5
Living Area SqFt 4,296
Status Active
MLS # 1922099
Property Type Residential
 

2492 Old Natchez Trace Franklin, TN 37069

$955,000 - 6Br/5Ba -  for Sale in Franklin, Franklin
Open House
Price $955,000
Beds 6
Baths 5
Living Area SqFt 5,034
Status Active
MLS # 1931441
Property Type Residential
 

5042 Water Leaf Dr (lot 110) Franklin, TN 37064

Price $950,500
Beds 4
Baths 4
Living Area SqFt 3,988
Status Active
MLS # 1849285
Property Type Residential
 

1002 Murray Creek Ln Franklin, TN 37069

Price $950,000
Beds 4
Baths 4
Living Area SqFt 4,553
Status Active
MLS # 1924275
Property Type Residential
 

206 Franklin Rd Franklin, TN 37064

Price $949,900
Beds 4
Baths 5
Living Area SqFt 3,561
Status Active
MLS # 1923223
Property Type Residential
 

2752 Owl Hollow Rd Franklin, TN 37064

Price $949,900
Beds 4
Baths 3
Living Area SqFt 6,602
Status Active
MLS # 1933882
Property Type Residential
 

6018 Blackwell Ln Franklin, TN 37067

Price $939,900
Beds 4
Baths 5
Living Area SqFt 4,189
Status Active Under Contract
MLS # 1933545
Property Type Residential
 

1704 Championship Franklin, TN 37064

Price $935,000
Beds 6
Baths 5
Living Area SqFt 6,050
Status Active
MLS # 1876270
Property Type Residential
 

279 Gillette Dr Franklin, TN 37069

Price $929,900
Beds 5
Baths 7
Living Area SqFt 5,580
Status Active
MLS # 1931953
Property Type Residential
 

101 Sweethaven Ct Franklin, TN 37069

Price $929,000
Beds 5
Baths 4
Living Area SqFt 4,684
Status Active
MLS # 1929781
Property Type Residential
 

1205 Scramblers Knob Franklin, TN 37069

Price $925,000
Beds 4
Baths 3
Living Area SqFt 3,701
Status Active
MLS # 1863590
Property Type Residential
 

112 Glass Springs Dr Franklin, TN 37064

Price $925,000
Beds 5
Baths 6
Living Area SqFt 4,313
Status Active Under Contract
MLS # 1905346
Property Type Residential
 

9033 Keats St Franklin, TN 37064

Price $925,000
Beds 5
Baths 5
Living Area SqFt 4,164
Status Active
MLS # 1924524
Property Type Residential
 

4670 Everal Ln Franklin, TN 37064

Price $925,000
Beds 4
Baths 4
Living Area SqFt 4,079
Status Active
MLS # 1934876
Property Type Residential
 

2235 Brienz Valley Dr Franklin, TN 37064

Price $924,900
Beds 4
Baths 5
Living Area SqFt 4,005
Status Active
MLS # 1928690
Property Type Residential
 

5001 Weatherford Pass #101 Franklin, TN 37064

$919,900 - 4Br/5Ba -  for Sale in Weatherford Estates, Franklin
Open House
Price $919,900
Beds 4
Baths 5
Living Area SqFt 4,157
Status Active
MLS # 1912754
Property Type Residential
 

1600 Eliot Road # 1955 Franklin, TN 37064

$919,900 - 4Br/6Ba -  for Sale in Westhaven, Franklin
New
Price $919,900
Beds 4
Baths 6
Living Area SqFt 3,512
Status Active
MLS # 1941787
Property Type Residential
 

9021 Chardonnay Trce Franklin, TN 37067

Price $919,900
Beds 4
Baths 5
Living Area SqFt 5,487
Status Active
MLS # 1938007
Property Type Residential
 

1308 Championship Blvd #1721 Franklin, TN 37064

Price $918,955
Beds 4
Baths 5
Living Area SqFt 3,400
Status Active
MLS # 1928032
Property Type Residential
 

1314 Championship Blvd # 1720 Franklin, TN 37064

Price $916,080
Beds 5
Baths 5
Living Area SqFt 3,864
Status Active
MLS # 1909481
Property Type Residential
 

4300 Warren Rd Franklin, TN 37067

Price $915,000
Beds 4
Baths 5
Living Area SqFt 5,065
Status Active
MLS # 1934873
Property Type Residential
 

6208 Turkey Foot Court #132 Franklin, TN 37067

Price $899,990
Beds 4
Baths 6
Living Area SqFt 4,414
Status Active
MLS # 1910921
Property Type Residential
 

4066 General Martin Ln Franklin, TN 37064

Price $899,900
Beds 4
Baths 4
Living Area SqFt 3,652
Status Active
MLS # 1913765
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810