Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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211 Bellegrove Ct Franklin, TN 37069

Price $899,000
Beds 4
Baths 4
Living Area SqFt 4,023
Status Active
MLS # 1864192
Property Type Residential
 

5464 Parker Branch Rd Franklin, TN 37064

Price $899,000
Beds 4
Baths 5
Living Area SqFt 3,536
Status Active
MLS # 1869878
Property Type Residential
 

604 Burghley Ln Franklin, TN 37064

Price $899,000
Beds 4
Baths 4
Living Area SqFt 4,754
Status Active
MLS # 1873615
Property Type Residential
 

609 Pearre Springs Way Franklin, TN 37064

Price $899,000
Beds 4
Baths 5
Living Area SqFt 4,451
Status Active
MLS # 1875822
Property Type Residential
 

132 Turkey Foot Court Lot #132 Franklin, TN 37067

Price $895,000
Beds 5
Baths 6
Living Area SqFt 4,414
Status Active
MLS # 1792865
Property Type Residential
 

5000 Water Leaf Drive #101 Franklin, TN 37064

Price $887,726
Beds 4
Baths 5
Living Area SqFt 4,296
Status Active
MLS # 1798637
Property Type Residential
 

5034 Water Leaf Dr (lot 108) Franklin, TN 37064

Price $887,500
Beds 4
Baths 5
Living Area SqFt 3,750
Status Active
MLS # 1849983
Property Type Residential
 

2145 Summer Hill Cir Franklin, TN 37064

Price $885,000
Beds 4
Baths 6
Living Area SqFt 5,633
Status Active
MLS # 1881064
Property Type Residential
 

4113 New Highway 96 W Franklin, TN 37064

Price $884,900
Beds 4
Baths 4
Living Area SqFt 4,427
Status Active
MLS # 1853151
Property Type Residential
 

1811 Burland Crescent Brentwood, TN 37027

Price $884,900
Beds 4
Baths 6
Living Area SqFt 4,841
Status Active
MLS # 1871169
Property Type Residential
 

3455 Stagecoach Dr Franklin, TN 37067

Price $879,900
Beds 5
Baths 6
Living Area SqFt 5,525
Status Active
MLS # 1879737
Property Type Residential
 

311 Haddon Ct Franklin, TN 37067

Price $879,000
Beds 4
Baths 4
Living Area SqFt 4,495
Status Active
MLS # 1878286
Property Type Residential
 

2624 Goose Creek Bypass Franklin, TN 37064

Price $875,000
Beds 5
Baths 7
Living Area SqFt 4,815
Status Active
MLS # 1877876
Property Type Residential
 

1615 Championship Blvd Franklin, TN 37064

Price $865,000
Beds 4
Baths 4
Living Area SqFt 4,039
Status Active Under Contract
MLS # 1877400
Property Type Residential
 

240 Gillette Dr Franklin, TN 37069

$864,500 - 5Br/7Ba -  for Sale in River Landing Sec 6, Franklin
New
Price $864,500
Beds 5
Baths 7
Living Area SqFt 5,444
Status Active
MLS # 1882533
Property Type Residential
 

3060 General Martin Lane-148 Franklin, TN 37064

Price $860,345
Beds 5
Baths 6
Living Area SqFt 3,692
Status Active
MLS # 1868714
Property Type Residential
 

113 Lookaway Circle Franklin, TN 37067

Price $860,000
Beds 4
Baths 4
Living Area SqFt 3,964
Status Active
MLS # 1805280
Property Type Residential
 

2103 Southern Preserve Lane 103 Franklin, TN 37064

Price $852,257
Beds 4
Baths 4
Living Area SqFt 4,355
Status Active
MLS # 1796272
Property Type Residential
 

302 3rd Ave S Franklin, TN 37064

Price $850,000
Beds 5
Baths 5
Living Area SqFt 4,170
Status Active
MLS # 1865862
Property Type Residential
 

435 Boyd Mill Ave Franklin, TN 37064

Price $850,000
Beds 4
Baths 3
Living Area SqFt 3,302
Status Active
MLS # 1868418
Property Type Residential
 

2110 Southern Preserve Lane Franklin, TN 37064

Price $849,900
Beds 4
Baths 4
Living Area SqFt 4,046
Status Active
MLS # 1846633
Property Type Residential
 

5144 Bedford Creek Rd Franklin, TN 37064

Price $849,900
Beds 4
Baths 4
Living Area SqFt 4,343
Status Active
MLS # 1879420
Property Type Residential
 

1547 Fleetwood Drive # 1281 Franklin, TN 37064

Price $842,385
Beds 5
Baths 5
Living Area SqFt 3,612
Status Active
MLS # 1872655
Property Type Residential
 

327 Hughes Lane Franklin, TN 37064

Price $839,900
Beds 4
Baths 3
Living Area SqFt 3,224
Status Active
MLS # 1867601
Property Type Residential
 

309 Lake Valley Dr Franklin, TN 37069

Price $834,900
Beds 4
Baths 4
Living Area SqFt 3,990
Status Active
MLS # 1849672
Property Type Residential
 

9195 Keats Street #1565 Franklin, TN 37064

Price $832,170
Beds 5
Baths 5
Living Area SqFt 3,693
Status Active Under Contract
MLS # 1872656
Property Type Residential
 

616 Stonewater Blvd Franklin, TN 37064

Price $825,000
Beds 5
Baths 6
Living Area SqFt 4,626
Status Active
MLS # 1824628
Property Type Residential
 

1569 Championship Blvd Franklin, TN 37064

Price $825,000
Beds 5
Baths 6
Living Area SqFt 4,473
Status Active
MLS # 1874602
Property Type Residential
 

2118 Hillsboro Valley Rd Brentwood, TN 37027

Price $825,000
Beds 3
Baths 2
Living Area SqFt 3,092
Status Active Under Contract
MLS # 1880703
Property Type Residential
 

1630 Grassmere Rd Franklin, TN 37064

Price $824,900
Beds 4
Baths 4
Living Area SqFt 4,205
Status Active
MLS # 1847644
Property Type Residential
 

221 Gen J B Hood Dr Franklin, TN 37069

Price $824,900
Beds 3
Baths 3
Living Area SqFt 3,572
Status Active
MLS # 1850187
Property Type Residential
 

2003 Waterstone Dr Franklin, TN 37069

Price $824,900
Beds 4
Baths 5
Living Area SqFt 3,789
Status Active Under Contract
MLS # 1855744
Property Type Residential
 

1702 Grassmere Road # 1808 Franklin, TN 37064

Price $824,605
Beds 5
Baths 5
Living Area SqFt 3,677
Status Active
MLS # 1863401
Property Type Residential
 

1708 Grassmere Road # 1809 Franklin, TN 37064

Price $822,885
Beds 4
Baths 5
Living Area SqFt 3,745
Status Active
MLS # 1863409
Property Type Residential
 

89 Poplar St Franklin, TN 37064

Price $819,900
Beds 5
Baths 6
Living Area SqFt 3,970
Status Active
MLS # 1864382
Property Type Residential
 

3348 Sweeney Hollow Rd Franklin, TN 37064

Price $800,000
Beds 3
Baths 2
Living Area SqFt 3,342
Status Active
MLS # 1879931
Property Type Residential
 

916 Cherry Grove Rd Franklin, TN 37069

Price $799,997
Beds 5
Baths 5
Living Area SqFt 5,240
Status Active Under Contract
MLS # 1862680
Property Type Residential
 

3004 Trotters Ln Franklin, TN 37067

Price $799,993
Beds 4
Baths 4
Living Area SqFt 4,776
Status Active
MLS # 1860182
Property Type Residential
 

636 Burghley Ln Franklin, TN 37064

Price $799,900
Beds 4
Baths 4
Living Area SqFt 4,770
Status Active
MLS # 1838896
Property Type Residential
 

451 Autumn Lake Trl Franklin, TN 37067

Price $799,900
Beds 5
Baths 4
Living Area SqFt 4,438
Status Active Under Contract
MLS # 1863809
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810