Buyers

Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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1718 Championship Blvd Franklin, TN 37064

$1,129,000 - 6Br/6Ba -  for Sale in Westhaven Sec 11, Franklin
New
Price $1,129,000
Beds 6
Baths 6
Living Area SqFt 5,610
Status Active
MLS # 1923077
Property Type Residential
 

3340 Sweeney Hollow Rd Franklin, TN 37064

Price $1,125,000
Beds 3
Baths 2
Living Area SqFt 2,096
Status Active Under Contract
MLS # 1901086
Property Type Residential
 

122 Gardengate Dr Franklin, TN 37069

Price $1,125,000
Beds 6
Baths 7
Living Area SqFt 6,604
Status Active
MLS # 1918375
Property Type Residential
 

213 Cavanaugh Lane # 1287 Franklin, TN 37064

Price $1,113,000
Beds 5
Baths 7
Living Area SqFt 4,558
Status Active
MLS # 1919254
Property Type Residential
 

1583 Westhaven Blvd # 1303 Franklin, TN 37064

Price $1,111,630
Beds 5
Baths 5
Living Area SqFt 4,285
Status Active
MLS # 1882781
Property Type Residential
 

1400 Skye Valley Rd Franklin, TN 37064

Price $1,100,000
Beds 3
Baths 3
Living Area SqFt 4,905
Status Active Under Contract
MLS # 1891374
Property Type Residential
 

5022 Water Leaf Dr Franklin, TN 37064

Price $1,100,000
Beds 5
Baths 6
Living Area SqFt 5,435
Status Active
MLS # 1911803
Property Type Residential
 

1903 Townsend Blvd Franklin, TN 37064

Price $1,100,000
Beds 4
Baths 4
Living Area SqFt 4,864
Status Active
MLS # 1915709
Property Type Residential
 

1848 Burland Crescent Brentwood, TN 37027

Price $1,100,000
Beds 5
Baths 5
Living Area SqFt 5,186
Status Active
MLS # 1921694
Property Type Residential
 

3383 Sweeney Hollow Rd Franklin, TN 37064

Price $1,099,000
Beds 4
Baths 5
Living Area SqFt 3,143
Status Active
MLS # 1870446
Property Type Residential
 

508 Brennan Ln Franklin, TN 37067

Price $1,099,000
Beds 4
Baths 6
Living Area SqFt 4,444
Status Active
MLS # 1921496
Property Type Residential
 

230 11th Ave S Franklin, TN 37064

Price $1,095,000
Beds 4
Baths 4
Living Area SqFt 3,992
Status Active Under Contract
MLS # 1873524
Property Type Residential
 

3001 Flagstone Dr Franklin, TN 37069

Price $1,095,000
Beds 5
Baths 5
Living Area SqFt 5,247
Status Active Under Contract
MLS # 1908767
Property Type Residential
 

9407 Arthur Court Brentwood, TN 37027

Price $1,079,900
Beds 5
Baths 6
Living Area SqFt 5,233
Status Active
MLS # 1922185
Property Type Residential
 

226 Cavanaugh Lane # 1295 Franklin, TN 37064

Price $1,077,820
Beds 6
Baths 5
Living Area SqFt 4,101
Status Active
MLS # 1855912
Property Type Residential
 

226 11th Ave S Franklin, TN 37064

Price $1,069,900
Beds 5
Baths 4
Living Area SqFt 3,827
Status Active Under Contract
MLS # 1873546
Property Type Residential
 

2308 Harts Landmark Dr Franklin, TN 37069

$1,069,000 - 5Br/7Ba -  for Sale in Harts Landmark, Franklin
New
Price $1,069,000
Beds 5
Baths 7
Living Area SqFt 4,360
Status Active
MLS # 1923165
Property Type Residential
 

117 Sweethaven Ct Franklin, TN 37069

Price $1,060,000
Beds 5
Baths 5
Living Area SqFt 4,513
Status Active
MLS # 1911366
Property Type Residential
 

806 Stonewater Blvd # 1277 Franklin, TN 37064

Price $1,059,310
Beds 5
Baths 5
Living Area SqFt 4,331
Status Active
MLS # 1896299
Property Type Residential
 

4316 Columbia Pike Franklin, TN 37064

Price $1,050,000
Beds 4
Baths 5
Living Area SqFt 5,093
Status Active
MLS # 1921300
Property Type Residential
 

1408 Championship Blvd #1717 Franklin, TN 37064

Price $1,049,900
Beds 4
Baths 5
Living Area SqFt 3,991
Status Active
MLS # 1919433
Property Type Residential
 

1724 Championship Blvd Franklin, TN 37064

Price $1,049,000
Beds 4
Baths 5
Living Area SqFt 4,796
Status Active
MLS # 1883117
Property Type Residential
 

2005 Loomis Ct Lot 123, Franklin

Price $1,049,000
Beds 4
Baths 6
Living Area SqFt 3,723
Status Active
MLS # 1896952
Property Type Residential
 

225 Cavanaugh Lane # 1289 Franklin, TN 37064

Price $1,039,900
Beds 5
Baths 5
Living Area SqFt 4,247
Status Active
MLS # 1897521
Property Type Residential
 

1808 Burland Crescent Brentwood, TN 37027

Price $1,029,900
Beds 4
Baths 5
Living Area SqFt 4,549
Status Active
MLS # 1892258
Property Type Residential
 

1017 Benelli Park Ct Franklin, TN 37064

Price $1,029,000
Beds 4
Baths 6
Living Area SqFt 4,400
Status Active
MLS # 1859746
Property Type Residential
 

5100 Water Leaf Ct Franklin, TN 37064

Price $1,029,000
Beds 5
Baths 5
Living Area SqFt 4,607
Status Active Under Contract
MLS # 1905219
Property Type Residential
 

9402 Arthur Court Brentwood, TN 37027

$1,020,000 - 5Br/6Ba -  for Sale in Foxcrest, Brentwood
New
Price $1,020,000
Beds 5
Baths 6
Living Area SqFt 5,029
Status Active
MLS # 1923904
Property Type Residential
 

220 Cavanaugh Lane # 1294 Franklin, TN 37064

Price $1,002,445
Beds 5
Baths 5
Living Area SqFt 4,217
Status Active
MLS # 1876216
Property Type Residential
 

2752 Owl Hollow Rd Franklin, TN 37064

Price $999,999
Beds 4
Baths 3
Living Area SqFt 6,602
Status Active
MLS # 1856838
Property Type Residential
 

4818 Harpeth Peytonsville Rd Thompsons Station, TN 37179

Price $999,900
Beds 5
Baths 5
Living Area SqFt 4,545
Status Active Under Contract
MLS # 1915806
Property Type Residential
 

6030 Blackwell Lane #109 Franklin, TN 37064

Price $999,900
Beds 5
Baths 5
Living Area SqFt 4,881
Status Active
MLS # 1920931
Property Type Residential
 

1222 Adams St Franklin, TN 37064

$999,900 - 4Br/4Ba -  for Sale in Downtown Franklin, Franklin
New
Price $999,900
Beds 4
Baths 4
Living Area SqFt 2,889
Status Active
MLS # 1923007
Property Type Residential
 

1704 Championship Franklin, TN 37064

Price $999,500
Beds 6
Baths 5
Living Area SqFt 6,050
Status Active
MLS # 1876270
Property Type Residential
 

9400 Arthur Court Brentwood, TN 37027

Price $999,270
Beds 5
Baths 5
Living Area SqFt 4,881
Status Active
MLS # 1922168
Property Type Residential
 

6020 Serene Valley Trl Franklin, TN 37064

Price $999,000
Beds 2
Baths 2
Living Area SqFt 1,465
Status Active
MLS # 1918652
Property Type Residential
 

721 Priest Pl Franklin, TN 37067

Price $999,000
Beds 6
Baths 5
Living Area SqFt 7,242
Status Active
MLS # 1906617
Property Type Residential
 

9403 Arthur Court Brentwood, TN 37027

$995,550 - 5Br/6Ba -  for Sale in Foxcrest, Brentwood
New
Price $995,550
Beds 5
Baths 6
Living Area SqFt 4,917
Status Active
MLS # 1922981
Property Type Residential
 

3018 Flagstone Dr Franklin, TN 37069

Price $990,000
Beds 4
Baths 4
Living Area SqFt 5,010
Status Active Under Contract
MLS # 1893582
Property Type Residential
 

2129 Summer Hill Cir Franklin, TN 37064

Price $989,900
Beds 5
Baths 5
Living Area SqFt 5,507
Status Active
MLS # 1912366
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810