Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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1034 Benelli Park Ct Franklin, TN 37064

Price $1,299,000
Beds 4
Baths 5
Living Area SqFt 5,222
Status Active
MLS # 1811721
Property Type Residential
 

4528 Harpeth School Rd Franklin, TN 37064

Price $1,299,000
Beds 4
Baths 5
Living Area SqFt 6,774
Status Active
MLS # 1856167
Property Type Residential
 

6624 Hastings Ln Franklin, TN 37069

$1,299,000 - 5Br/6Ba -  for Sale in Reserve At Temple Hills, Franklin
Open House
Price $1,299,000
Beds 5
Baths 6
Living Area SqFt 5,476
Status Active
MLS # 1862519
Property Type Residential
 

755 Vernon Rd Franklin, TN 37067

Price $1,299,000
Beds 2
Baths 2
Living Area SqFt 1,940
Status Active
MLS # 1868912
Property Type Residential
 

304 Galloway Dr Nashville, TN 37204

Price $1,295,000
Beds 5
Baths 4
Living Area SqFt 4,685
Status Active
MLS # 1872240
Property Type Residential
 

6456 Log Cabin Trail Brentwood, TN 37027

Price $1,290,000
Beds 4
Baths 4
Living Area SqFt 4,981
Status Active
MLS # 1843797
Property Type Residential
 

1034 Buena Vista Dr *lot 114* Franklin, TN 37067

Price $1,274,900
Beds 4
Baths 6
Living Area SqFt 4,722
Status Active
MLS # 1850933
Property Type Residential
 

419 Boyd Mill Ave Franklin, TN 37064

Price $1,267,000
Beds 4
Baths 3
Living Area SqFt 4,335
Status Active Under Contract
MLS # 1845953
Property Type Residential
 

5297 Old Harding Rd Franklin, TN 37064

Price $1,250,000
Beds 5
Baths 3
Living Area SqFt 4,858
Status Active
MLS # 1847722
Property Type Residential
 

701 Legends Crest Dr Franklin, TN 37069

Price $1,249,000
Beds 4
Baths 6
Living Area SqFt 6,612
Status Active
MLS # 1770188
Property Type Residential
 

1007 Buckworth Ave Franklin, TN 37064

Price $1,249,000
Beds 4
Baths 4
Living Area SqFt 4,709
Status Active Under Contract
MLS # 1870622
Property Type Residential
 

1477 Willowbrooke Cir Franklin, TN 37069

Price $1,225,000
Beds 5
Baths 7
Living Area SqFt 5,214
Status Active
MLS # 1859571
Property Type Residential
 

513 Sandcastle Rd Franklin, TN 37069

$1,224,000 - 5Br/6Ba -  for Sale in Temple Hills Links, Franklin
Open House
Price $1,224,000
Beds 5
Baths 6
Living Area SqFt 4,848
Status Active
MLS # 1831080
Property Type Residential
 

1400 Skye Valley Rd Franklin, TN 37064

Price $1,200,000
Beds 3
Baths 3
Living Area SqFt 2,994
Status Active
MLS # 1857091
Property Type Residential
 

337 Haddon Ct Franklin, TN 37067

Price $1,199,000
Beds 5
Baths 7
Living Area SqFt 7,840
Status Active
MLS # 1841607
Property Type Residential
 

1410 Willowbrooke Cir Franklin, TN 37069

Price $1,199,000
Beds 5
Baths 6
Living Area SqFt 6,051
Status Active
MLS # 1865539
Property Type Residential
 

402 Stafford Close Franklin, TN 37069

Price $1,198,000
Beds 5
Baths 5
Living Area SqFt 5,992
Status Active
MLS # 1816403
Property Type Residential
 

5104 Water Leaf Circle #115 Franklin, TN 37064

Price $1,192,000
Beds 5
Baths 6
Living Area SqFt 4,245
Status Active
MLS # 1808820
Property Type Residential
 

1111 Beechs Tavern Trl Franklin, TN 37069

Price $1,190,000
Beds 4
Baths 5
Living Area SqFt 4,004
Status Active
MLS # 1804226
Property Type Residential
 

2205 Stardust Ct Lot 136, Franklin

Price $1,190,000
Beds 5
Baths 7
Living Area SqFt 5,192
Status Active
MLS # 1836666
Property Type Residential
 

1026 Buena Vista Dr. Lot 116 Franklin, TN 37069

Price $1,184,900
Beds 4
Baths 6
Living Area SqFt 4,496
Status Active
MLS # 1872487
Property Type Residential
 

1580 Championship Boulevard Franklin, TN 37064

Price $1,182,000
Beds 4
Baths 5
Living Area SqFt 5,078
Status Active
MLS # 1841083
Property Type Residential
 

709 W Main St Franklin, TN 37064

Price $1,175,000
Beds 4
Baths 4
Living Area SqFt 3,009
Status Active
MLS # 1859553
Property Type Residential
 

3383 Sweeney Hollow Rd Franklin, TN 37064

Price $1,159,000
Beds 4
Baths 5
Living Area SqFt 3,143
Status Active
MLS # 1870446
Property Type Residential
 

6689 Hastings Ln Franklin, TN 37069

Price $1,156,000
Beds 4
Baths 6
Living Area SqFt 4,571
Status Active
MLS # 1827796
Property Type Residential
 

6020 Serene Valley Pvt Trl Franklin, TN 37064

Price $1,150,000
Beds 2
Baths 2
Living Area SqFt 1,437
Status Active
MLS # 1859720
Property Type Residential
 

4456 Savage Pointe Pvt Dr Franklin, TN 37064

Price $1,150,000
Beds 4
Baths 5
Living Area SqFt 4,303
Status Active
MLS # 1861253
Property Type Residential
 

3340 Sweeney Hollow Rd Franklin, TN 37064

Price $1,150,000
Beds 3
Baths 2
Living Area SqFt 2,096
Status Active
MLS # 1832439
Property Type Residential
 

123 Guineveres Retreat Franklin, TN 37067

Price $1,150,000
Beds 5
Baths 6
Living Area SqFt 5,388
Status Active
MLS # 1836064
Property Type Residential
 

1018 W Main St Franklin, TN 37064

Price $1,150,000
Beds 5
Baths 4
Living Area SqFt 4,776
Status Active
MLS # 1861250
Property Type Residential
 

230 11th Ave S Franklin, TN 37064

$1,150,000 - 4Br/4Ba -  for Sale in Downtown Franklin, Franklin
New
Price $1,150,000
Beds 4
Baths 4
Living Area SqFt 3,800
Status Active
MLS # 1873524
Property Type Residential
 

226 11th Ave S Franklin, TN 37064

$1,150,000 - 5Br/4Ba -  for Sale in Downtown Franklin, Franklin
New
Price $1,150,000
Beds 5
Baths 4
Living Area SqFt 3,800
Status Active
MLS # 1873546
Property Type Residential
 

3274 Blazer Rd Franklin, TN 37064

Price $1,149,000
Beds 4
Baths 4
Living Area SqFt 4,479
Status Active
MLS # 1814475
Property Type Residential
 

113 Chatfield Way Franklin, TN 37067

Price $1,149,000
Beds 5
Baths 5
Living Area SqFt 5,663
Status Active Under Contract
MLS # 1829060
Property Type Residential
 

4555 Kemp Farm Ln Franklin, TN 37064

Price $1,149,000
Beds 5
Baths 5
Living Area SqFt 5,500
Status Active
MLS # 1842780
Property Type Residential
 

2752 Owl Hollow Rd Franklin, TN 37064

Price $1,149,000
Beds 4
Baths 3
Living Area SqFt 6,602
Status Active
MLS # 1856838
Property Type Residential
 

413 Legends Park Cir Franklin, TN 37069

Price $1,149,000
Beds 4
Baths 6
Living Area SqFt 5,107
Status Active Under Contract
MLS # 1858157
Property Type Residential
 

232 Cavanaugh Lane # 1296 Franklin, TN 37064

Price $1,142,985
Beds 5
Baths 5
Living Area SqFt 4,419
Status Active
MLS # 1863437
Property Type Residential
 

6261 Meeks Rd Franklin, TN 37064

Price $1,100,000
Beds 4
Baths 4
Living Area SqFt 5,039
Status Active
MLS # 1835852
Property Type Residential
 

2427 Douglass Glen Ln Franklin, TN 37064

Price $1,100,000
Beds 4
Baths 4
Living Area SqFt 5,409
Status Active
MLS # 1838299
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810