Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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2698 Mclemore Rd Franklin, TN 37064

Price $2,198,500
Beds 5
Baths 4
Living Area SqFt 6,887
Status Active
MLS # 1782566
Property Type Residential
 

672 Legends Crest Dr Franklin, TN 37069

Price $2,149,000
Beds 5
Baths 6
Living Area SqFt 9,427
Status Active
MLS # 1820584
Property Type Residential
 

1304 Lewisburg Pike Franklin, TN 37064

Price $2,050,000
Beds 4
Baths 9
Living Area SqFt 8,014
Status Active
MLS # 1811679
Property Type Residential
 

995 Cedarview Ln Franklin, TN 37067

Price $2,000,000
Beds 4
Baths 3
Living Area SqFt 5,664
Status Active
MLS # 1779283
Property Type Residential
 

1211 Round Grove Ct Brentwood, TN 37027

Price $1,999,990
Beds 5
Baths 7
Living Area SqFt 5,771
Status Active
MLS # 1780253
Property Type Residential
 

4361 Arno Rd Franklin, TN 37064

Price $1,999,507
Beds 5
Baths 9
Living Area SqFt 11,683
Status Active
MLS # 1810082
Property Type Residential
 

1711 Forrest Crossing Cir Franklin, TN 37064

Price $1,950,000
Beds 3
Baths 3
Living Area SqFt 4,985
Status Active
MLS # 1769808
Property Type Residential
 

2304 Firefly Ct Franklin, TN 37069

Price $1,924,900
Beds 5
Baths 6
Living Area SqFt 6,749
Status Active Under Contract
MLS # 1815864
Property Type Residential
 

1204 Round Grove Ct Brentwood, TN 37027

Price $1,899,900
Beds 5
Baths 6
Living Area SqFt 5,781
Status Active
MLS # 1780250
Property Type Residential
 

2183 S Berrys Chapel Rd Franklin, TN 37069

Price $1,897,500
Beds 6
Baths 7
Living Area SqFt 10,702
Status Active
MLS # 1801552
Property Type Residential
 

105 Treemont Ln Franklin, TN 37069

Price $1,890,000
Beds 4
Baths 7
Living Area SqFt 5,481
Status Active
MLS # 1801346
Property Type Residential
 

4282 N Chapel Franklin, TN 37067

Price $1,799,000
Beds 5
Baths 6
Living Area SqFt 5,845
Status Active
MLS # 1765620
Property Type Residential
 

126 Gardengate Franklin, TN 37069

Price $1,750,000
Beds 6
Baths 8
Living Area SqFt 8,958
Status Active
MLS # 1775687
Property Type Residential
 

5400 Waddell Hollow Rd Franklin, TN 37064

Price $1,750,000
Beds 3
Baths 2
Living Area SqFt 2,644
Status Active
MLS # 1818997
Property Type Residential
 

101 Becky Ln Franklin, TN 37064

Price $1,750,000
Beds 4
Baths 5
Living Area SqFt 5,954
Status Active
MLS # 1821205
Property Type Residential
 

525 Excalibur Ct Franklin, TN 37067

Price $1,729,000
Beds 5
Baths 7
Living Area SqFt 7,599
Status Active
MLS # 1792045
Property Type Residential
 

5001 Lone Oak Pvt Trl Franklin, TN 37064

Price $1,699,900
Beds 4
Baths 5
Living Area SqFt 4,435
Status Active
MLS # 1821024
Property Type Residential
 

505 Legends Ridge Ct Lot 922 Franklin, TN 37069

Price $1,695,000
Beds 6
Baths 8
Living Area SqFt 6,599
Status Active Under Contract
MLS # 1687720
Property Type Residential
 

2040 Lynnwood Dr Franklin, TN 37069

Price $1,695,000
Beds 7
Baths 10
Living Area SqFt 8,902
Status Active
MLS # 1807603
Property Type Residential
 

1508 Fleetwood Dr Franklin, TN 37064

Price $1,650,000
Beds 5
Baths 7
Living Area SqFt 6,796
Status Active
MLS # 1815949
Property Type Residential
 

126 Harlinsdale Ct Franklin, TN 37069

Price $1,645,000
Beds 4
Baths 5
Living Area SqFt 5,224
Status Active
MLS # 1776633
Property Type Residential
 

1611 Edgewater Ct Franklin, TN 37069

Price $1,639,000
Beds 5
Baths 5
Living Area SqFt 8,244
Status Active
MLS # 1814110
Property Type Residential
 

421 Yorkshire Garden Circle Franklin, TN 37067

Price $1,600,000
Beds 4
Baths 6
Living Area SqFt 5,893
Status Active
MLS # 1814498
Property Type Residential
 

3247 Kinnard Springs Rd Franklin, TN 37064

Price $1,599,900
Beds 4
Baths 4
Living Area SqFt 4,346
Status Active
MLS # 1814685
Property Type Residential
 

2009 John J Ct Franklin, TN 37067

Price $1,599,000
Beds 4
Baths 6
Living Area SqFt 5,600
Status Active
MLS # 1809539
Property Type Residential
 

398 The Lady Of The Lake Ln Franklin, TN 37067

Price $1,598,000
Beds 6
Baths 5
Living Area SqFt 6,106
Status Active
MLS # 1763182
Property Type Residential
 

1507 Amesbury Ln. - Lot 15 Franklin, TN 37069

Price $1,589,900
Beds 6
Baths 9
Living Area SqFt 6,776
Status Active
MLS # 1821184
Property Type Residential
 

1204 Echo Lane Franklin, TN 37069

Price $1,550,000
Beds 5
Baths 6
Living Area SqFt 5,821
Status Active
MLS # 1805924
Property Type Residential
 

165 Alpine Court Franklin, TN 37069

Price $1,540,000
Beds 5
Baths 6
Living Area SqFt 5,817
Status Active
MLS # 1805912
Property Type Residential
 

4114 Trinity Rd Franklin, TN 37067

Price $1,500,000
Beds 5
Baths 7
Living Area SqFt 6,332
Status Active
MLS # 1803475
Property Type Residential
 

5629 Pinewood Rd Franklin, TN 37064

Price $1,500,000
Beds 3
Baths 3
Living Area SqFt 1,742
Status Active
MLS # 1807961
Property Type Residential
 

4384 N Chapel Rd Franklin, TN 37067

Price $1,499,999
Beds 4
Baths 5
Living Area SqFt 5,064
Status Active
MLS # 1795605
Property Type Residential
 

407 Wild Elm St Franklin, TN 37064

Price $1,499,900
Beds 4
Baths 4
Living Area SqFt 6,172
Status Active
MLS # 1799444
Property Type Residential
 

689 Legends Crest Dr Franklin, TN 37069

Price $1,495,000
Beds 6
Baths 9
Living Area SqFt 8,701
Status Active
MLS # 1807915
Property Type Residential
 

104 Church St Franklin, TN 37064

Price $1,450,000
Beds 3
Baths 4
Living Area SqFt 4,384
Status Active
MLS # 1792709
Property Type Residential
 

5907 Old 96 Franklin, TN 37064

Price $1,425,000
Beds 6
Baths 5
Living Area SqFt 6,308
Status Active
MLS # 1821423
Property Type Residential
 

1505 Fleetwood Dr Franklin, TN 37064

$1,400,000 - 4Br/6Ba -  for Sale in Westhaven, Franklin
New
Price $1,400,000
Beds 4
Baths 6
Living Area SqFt 5,128
Status Active
MLS # 1821616
Property Type Residential
 

374 Lake Valley Dr Franklin, TN 37069

$1,400,000 - 5Br/6Ba -  for Sale in Legends Ridge Add Sec 2-a, Franklin
New
Price $1,400,000
Beds 5
Baths 6
Living Area SqFt 5,244
Status Active
MLS # 1822430
Property Type Residential
 

6624 Hastings Ln Franklin, TN 37069

Price $1,399,000
Beds 5
Baths 6
Living Area SqFt 5,476
Status Active
MLS # 1817461
Property Type Residential
 

3466 Stagecoach Dr Franklin, TN 37067

$1,399,000 - 5Br/7Ba -  for Sale in Watkins Creek Sec 3, Franklin
New
Price $1,399,000
Beds 5
Baths 7
Living Area SqFt 6,787
Status Active
MLS # 1821840
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810