Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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6020 Serene Valley Pvt Trl Franklin, TN 37064

Price $1,999,999
Beds 4
Baths 4
Living Area SqFt 4,198
Status Active
MLS # 1862781
Property Type Residential
 

3009 Old Hillsboro Rd Franklin, TN 37064

Price $1,999,999
Beds 5
Baths 4
Living Area SqFt 6,020
Status Active
MLS # 1837339
Property Type Residential
 

1304 Lewisburg Pike Franklin, TN 37064

Price $1,999,995
Beds 4
Baths 9
Living Area SqFt 8,014
Status Active
MLS # 1811679
Property Type Residential
 

672 Legends Crest Dr Franklin, TN 37069

Price $1,998,000
Beds 5
Baths 6
Living Area SqFt 9,427
Status Active
MLS # 1820584
Property Type Residential
 

3360 Sweeney Hollow Rd Franklin, TN 37064

Price $1,990,000
Beds 3
Baths 3
Living Area SqFt 3,674
Status Active
MLS # 1832355
Property Type Residential
 

514 Legends Ridge Ct Franklin, TN 37069

Price $1,899,990
Beds 6
Baths 7
Living Area SqFt 6,261
Status Active
MLS # 1870456
Property Type Residential
 

1600 Whispering Hills Dr Franklin, TN 37069

Price $1,899,000
Beds 7
Baths 8
Living Area SqFt 9,004
Status Active
MLS # 1840527
Property Type Residential
 

5579 Wilkins Branch Rd Franklin, TN 37064

Price $1,850,000
Beds 4
Baths 5
Living Area SqFt 5,032
Status Active
MLS # 1851137
Property Type Residential
 

1084 Stockett Drive Franklin, TN 37069

$1,799,999 - 5Br/8Ba -  for Sale in Stockett Creek Sec 3, Franklin
Open House
Price $1,799,999
Beds 5
Baths 8
Living Area SqFt 8,645
Status Active
MLS # 1845595
Property Type Residential
 

813 Sneed Rd W Franklin, TN 37069

Price $1,775,000
Beds 5
Baths 4
Living Area SqFt 6,035
Status Active
MLS # 1852997
Property Type Residential
 

205 Alcott Court Franklin, TN 37069

Price $1,700,000
Beds 6
Baths 9
Living Area SqFt 8,252
Status Active
MLS # 1858183
Property Type Residential
 

525 Excalibur Ct Franklin, TN 37067

Price $1,698,000
Beds 5
Baths 7
Living Area SqFt 7,599
Status Active
MLS # 1838476
Property Type Residential
 

5907 Old 96 Franklin, TN 37064

Price $1,675,000
Beds 6
Baths 5
Living Area SqFt 6,308
Status Active
MLS # 1821423
Property Type Residential
 

421 Yorkshire Garden Cir Franklin, TN 37067

Price $1,675,000
Beds 4
Baths 6
Living Area SqFt 5,893
Status Active
MLS # 1863017
Property Type Residential
 

1508 Fleetwood Dr Franklin, TN 37064

Price $1,650,000
Beds 5
Baths 7
Living Area SqFt 6,796
Status Active
MLS # 1815949
Property Type Residential
 

9422 Highway 96 Franklin, TN 37064

Price $1,599,000
Beds 4
Baths 5
Living Area SqFt 5,231
Status Active
MLS # 1870732
Property Type Residential
 

1201 Talon Way Franklin, TN 37069

Price $1,595,000
Beds 6
Baths 8
Living Area SqFt 8,456
Status Active Under Contract
MLS # 1827172
Property Type Residential
 

5317 Big East Fork Road Franklin, TN 37064

Price $1,595,000
Beds 5
Baths 6
Living Area SqFt 6,450
Status Active
MLS # 1869223
Property Type Residential
 

1507 Amesbury Ln Lot 15 Franklin, TN 37069

Price $1,589,900
Beds 6
Baths 9
Living Area SqFt 6,776
Status Active
MLS # 1872507
Property Type Residential
 

1513 Kimberleigh Ct Franklin, TN 37069

Price $1,549,000
Beds 5
Baths 8
Living Area SqFt 7,191
Status Active
MLS # 1857183
Property Type Residential
 

1044 Stockett Dr Franklin, TN 37069

Price $1,499,900
Beds 5
Baths 6
Living Area SqFt 6,312
Status Active
MLS # 1784640
Property Type Residential
 

126 Harlinsdale Ct Franklin, TN 37069

Price $1,499,000
Beds 4
Baths 5
Living Area SqFt 5,224
Status Active Under Contract
MLS # 1776633
Property Type Residential
 

2009 John J Ct Franklin, TN 37067

Price $1,499,000
Beds 4
Baths 6
Living Area SqFt 5,600
Status Active
MLS # 1809539
Property Type Residential
 

398 The Lady Of The Lake Ln Franklin, TN 37067

Price $1,495,000
Beds 6
Baths 5
Living Area SqFt 6,106
Status Active
MLS # 1763182
Property Type Residential
 

720 Legends Crest Dr Franklin, TN 37069

$1,489,750 - 4Br/6Ba -  for Sale in Legends Ridge Sec 4-b, Franklin
New
Price $1,489,750
Beds 4
Baths 6
Living Area SqFt 5,322
Status Active
MLS # 1873329
Property Type Residential
 

1612 Edgewater Ct Franklin, TN 37069

Price $1,485,000
Beds 5
Baths 7
Living Area SqFt 7,995
Status Active
MLS # 1851276
Property Type Residential
 

689 Legends Crest Dr Franklin, TN 37069

Price $1,475,000
Beds 6
Baths 9
Living Area SqFt 8,698
Status Active
MLS # 1847967
Property Type Residential
 

224 Chapelwood Dr Franklin, TN 37069

$1,450,000 - 5Br/5Ba -  for Sale in Chapelwood Sec 2, Franklin
Open House
Price $1,450,000
Beds 5
Baths 5
Living Area SqFt 5,781
Status Active
MLS # 1867998
Property Type Residential
 

374 Lake Valley Dr Franklin, TN 37069

Price $1,400,000
Beds 5
Baths 6
Living Area SqFt 5,244
Status Active Under Contract
MLS # 1822430
Property Type Residential
 

1614 Championship Blvd Franklin, TN 37064

Price $1,400,000
Beds 6
Baths 5
Living Area SqFt 6,888
Status Active
MLS # 1825385
Property Type Residential
 

407 Wild Elm St Franklin, TN 37064

$1,399,000 - 4Br/4Ba -  for Sale in Westhaven Sec 7, Franklin
Open House
Price $1,399,000
Beds 4
Baths 4
Living Area SqFt 6,173
Status Active
MLS # 1853507
Property Type Residential
 

1905 Townsend Blvd Franklin, TN 37064

Price $1,385,000
Beds 4
Baths 5
Living Area SqFt 5,553
Status Active
MLS # 1847773
Property Type Residential
 

3224 Baker Ln Franklin, TN 37064

Price $1,365,000
Beds 5
Baths 6
Living Area SqFt 5,258
Status Active
MLS # 1818995
Property Type Residential
 

1030 Buena Vista Dr Franklin, TN 37067

Price $1,349,900
Beds 4
Baths 6
Living Area SqFt 5,061
Status Active
MLS # 1857462
Property Type Residential
 

697 Legends Crest Dr Franklin, TN 37069

Price $1,348,700
Beds 6
Baths 6
Living Area SqFt 6,435
Status Active
MLS # 1830666
Property Type Residential
 

448 Wild Elm Street # 1107 Franklin, TN 37064

Price $1,330,000
Beds 5
Baths 6
Living Area SqFt 5,754
Status Active
MLS # 1865363
Property Type Residential
 

1505 Fleetwood Dr Franklin, TN 37064

Price $1,325,000
Beds 4
Baths 6
Living Area SqFt 5,128
Status Active
MLS # 1839766
Property Type Residential
 

4361 Arno Rd Franklin, TN 37064

Price $1,300,000
Beds 5
Baths 8
Living Area SqFt 11,683
Status Active
MLS # 1870223
Property Type Residential
 

6628 Hastings Ln Franklin, TN 37069

Price $1,299,900
Beds 5
Baths 6
Living Area SqFt 5,432
Status Active
MLS # 1724709
Property Type Residential
 

6661 Hastings Ln Franklin, TN 37069

Price $1,299,900
Beds 5
Baths 7
Living Area SqFt 5,531
Status Active
MLS # 1843309
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810