Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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136 Cordail Street (lot 296) Franklin, TN 37064

$299,500 - 3Br/3Ba -  for Sale in Simmons Ridge, Franklin
New
Price $299,500
Beds 3
Baths 3
Living Area SqFt 1,632
Status Active
MLS # 1856608
Property Type Residential
 

1253 W Main St Franklin, TN 37064

Price $299,000
Beds 2
Baths 1
Living Area SqFt 784
Status Active
MLS # 1828261
Property Type Residential
 

100 Kings Gate Ln Franklin, TN 37064

Price $299,000
Beds 3
Baths 3
Living Area SqFt 1,957
Status Active Under Contract
MLS # 1847580
Property Type Residential
 

220 Meadowgreen Dr Franklin, TN 37069

Price $298,900
Beds 4
Baths 2
Living Area SqFt 2,200
Status Active Under Contract
MLS # 1841409
Property Type Residential
 

1517 Brentwood Pointe Franklin, TN 37067

Price $294,900
Beds 2
Baths 2
Living Area SqFt 1,783
Status Active
MLS # 1853776
Property Type Condo
 

1849 Brentwood Pointe Franklin, TN 37067

Price $289,900
Beds 2
Baths 3
Living Area SqFt 1,584
Status Active Under Contract
MLS # 1846787
Property Type Condo
 

717 Liberty Pike Franklin, TN 37064

Price $289,900
Beds 3
Baths 1
Living Area SqFt 1,291
Status Active Under Contract
MLS # 1855866
Property Type Residential
 

135 Grenadier Dr Franklin, TN 37064

Price $289,000
Beds 3
Baths 2
Living Area SqFt 1,452
Status Active Under Contract
MLS # 1854164
Property Type Residential
 

412 Alicia Dr Franklin, TN 37064

Price $285,000
Beds 3
Baths 3
Living Area SqFt 1,550
Status Active
MLS # 1853416
Property Type Condo
 

106 Deercrest Cir Franklin, TN 37069

Price $285,000
Beds 3
Baths 2
Living Area SqFt 1,857
Status Active
MLS # 1841323
Property Type Residential
 

684 Huffine Manor Cir Franklin, TN 37067

$279,998 - 3Br/3Ba -  for Sale in Andover Sec 1, Franklin
New
Price $279,998
Beds 3
Baths 3
Living Area SqFt 2,186
Status Active
MLS # 1857156
Property Type Condo
 

3201 Aspen Grove Dr Apt A-6 Franklin, TN 37067

Price $278,000
Beds 2
Baths 2
Living Area SqFt 1,264
Status Active
MLS # 1854966
Property Type Condo
 

1127 Lilly Valley Way #14 Nashville, TN 37209

Price $275,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1843745
Property Type Condo
 

4388 Arno Rd Franklin, TN 37064

Price $275,000
Beds 3
Baths 2
Living Area SqFt 1,176
Status Active
MLS # 1844309
Property Type Residential
 

1125 Lilly Valley Way #13 Nashville, TN 37209

Price $274,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1843743
Property Type Condo
 

1221 Park Run Dr Franklin, TN 37064

Price $274,900
Beds 2
Baths 2
Living Area SqFt 1,278
Status Active
MLS # 1848608
Property Type Condo
 

1102 Lilly Valley Way #34 Nashville, TN 37209

Price $273,925
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1851180
Property Type Condo
 

1123 Lilly Valley Way #12 Nashville, TN 37209

Price $272,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1843740
Property Type Condo
 

1116 Dundee Ct Murfreesboro, TN 37129

Price $269,900
Beds 3
Baths 3
Living Area SqFt 1,893
Status Active
MLS # 1852729
Property Type Residential
 

3201 Aspen Grove Drive I-6, Franklin

Price $269,900
Beds 2
Baths 2
Living Area SqFt 1,264
Status Active Under Contract
MLS # 1846889
Property Type Condo
 

1119 Lilly Valley Way #10 Nashville, TN 37209

Price $265,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1843727
Property Type Condo
 

1952 Turning Wheel Ln Franklin, TN 37067

Price $256,900
Beds 2
Baths 2
Living Area SqFt 1,352
Status Active Under Contract
MLS # 1854476
Property Type Condo
 

1011 Murfreesboro Rd Unit A1 Franklin, TN 37064

Price $254,900
Beds 3
Baths 3
Living Area SqFt 1,408
Status Active
MLS # 1854328
Property Type Condo
 

113 Cadet Ln Franklin, TN 37064

Price $249,900
Beds 3
Baths 2
Living Area SqFt 1,144
Status Active
MLS # 1855171
Property Type Residential
 

151 Velena St Franklin, TN 37064

Price $229,900
Beds 2
Baths 2
Living Area SqFt 1,036
Status Active
MLS # 1836056
Property Type Condo
 

136 Generals Retreat Place Franklin, TN 37064

Price $229,900
Beds 1
Baths 1
Living Area SqFt 911
Status Active
MLS # 1849470
Property Type Condo
 

1101 Downs Blvd Apt 195 Franklin, TN 37064

Price $229,900
Beds 2
Baths 2
Living Area SqFt 1,151
Status Active Under Contract
MLS # 1852041
Property Type Condo
 

631 Eastview Cir Franklin, TN 37064

Price $229,900
Beds 1
Baths 1
Living Area SqFt 726
Status Active
MLS # 1807598
Property Type Residential
 

1101 Downs Blvd Apt 200 Franklin, TN 37064

Price $224,900
Beds 2
Baths 2
Living Area SqFt 1,156
Status Active Under Contract
MLS # 1852329
Property Type Condo
 

510 Clearbrook Ct Franklin, TN 37064

$219,900 - 2Br/2Ba -  for Sale in Carriage Park Condos, Franklin
New
Price $219,900
Beds 2
Baths 2
Living Area SqFt 1,224
Status Active
MLS # 1856653
Property Type Condo
 

4010a Trinity Rd Franklin, TN 37067

Price $215,000
Beds 3
Baths 2
Living Area SqFt 1,181
Status Active Under Contract
MLS # 1842676
Property Type Residential
 

304 Natchez St Franklin, TN 37064

Price $214,500
Beds 1
Baths 1
Living Area SqFt 1,200
Status Active
MLS # 1806038
Property Type Residential
 

200 Royal Oaks Blvd Apt E2 Franklin, TN 37067

Price $209,500
Beds 2
Baths 2
Living Area SqFt 1,088
Status Active
MLS # 1850612
Property Type Condo
 

603 Liberty Pike Franklin, TN 37064

Price $205,000
Beds 2
Baths 1
Living Area SqFt 760
Status Active
MLS # 1846394
Property Type Residential
 

617 Edgewood Blvd Franklin, TN 37064

Price $190,000
Beds 3
Baths 1
Living Area SqFt 1,100
Status Active Under Contract
MLS # 1855848
Property Type Residential
 

229 Helping Hands Dr Franklin, TN 37064

Price $185,000
Beds 2
Baths 1
Living Area SqFt 952
Status Active Under Contract
MLS # 1848154
Property Type Residential
 

1319 West Main Street Franklin, TN 37064

Price $157,680
Beds 1
Baths 1
Living Area SqFt 520
Status Active
MLS # 1775721
Property Type Condo
 

1100 W Main St Apt A16 Franklin, TN 37064

$135,000 - 1Br/1Ba -  for Sale in Colony House Condo, Franklin
New
Price $135,000
Beds 1
Baths 1
Living Area SqFt 696
Status Active
MLS # 1856795
Property Type Condo
 

5635 Natchez Trace Rd Franklin, TN 37064

Price $125,000
Living Area SqFt 896
Status Active
MLS # 1838497
Property Type Residential
 
 
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810