Buyers

Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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829 Shade Tree Ln Franklin, TN 37064

Price $419,900
Beds 4
Baths 4
Living Area SqFt 2,268
Status Active Under Contract
MLS # 1934216
Property Type Residential
 

2204 Wimbledon Circle Franklin, TN 37069

Price $419,900
Beds 3
Baths 3
Living Area SqFt 2,656
Status Active
MLS # 1938305
Property Type Residential
 

2061 Inland (349) Franklin, TN 37064

Price $417,085
Beds 4
Baths 4
Living Area SqFt 2,424
Status Active
MLS # 1936702
Property Type Residential
 

252 Dandridge Dr Franklin, TN 37067

Price $415,000
Beds 4
Baths 3
Living Area SqFt 2,450
Status Active Under Contract
MLS # 1935527
Property Type Residential
 

106 Front St Unit 13 Franklin, TN 37064

$410,000 - 2Br/2Ba -  for Sale in Westhaven Sec 15, Franklin
New
Price $410,000
Beds 2
Baths 2
Living Area SqFt 1,470
Status Active
MLS # 1940593
Property Type Condo
 

2344 Henpeck Ln Franklin, TN 37064

Price $410,000
Beds 3
Baths 2
Living Area SqFt 1,728
Status Active Under Contract
MLS # 1931098
Property Type Residential
 

123 Grant Park Drive Franklin, TN 37067

$409,900 - 2Br/2Ba -  for Sale in Grant Park, Franklin
New
Price $409,900
Beds 2
Baths 2
Living Area SqFt 1,335
Status Active
MLS # 1940447
Property Type Condo
 

124 Pennystone Circle Franklin, TN 37067

Price $406,000
Beds 4
Baths 4
Living Area SqFt 2,553
Status Active
MLS # 1914868
Property Type Condo
 

3006 Oglethorpe Drive - Lot 511 Franklin, TN 37064

Price $404,990
Beds 3
Baths 3
Living Area SqFt 2,245
Status Active
MLS # 1936468
Property Type Residential
 

8065 Sunrise Cir Franklin, TN 37067

Price $404,000
Beds 4
Baths 2
Living Area SqFt 2,053
Status Active Under Contract
MLS # 1931932
Property Type Condo
 

3133 Brimstead Dr Franklin, TN 37064

Price $400,000
Beds 4
Baths 3
Living Area SqFt 2,390
Status Active Under Contract
MLS # 1931518
Property Type Residential
 

128 Watermill Trace Franklin, TN 37069

Price $400,000
Beds 3
Baths 3
Living Area SqFt 2,032
Status Active Under Contract
MLS # 1933858
Property Type Residential
 

705 Red Fox Ct Franklin, TN 37064

Price $399,900
Beds 3
Baths 3
Living Area SqFt 2,572
Status Active Under Contract
MLS # 1927547
Property Type Residential
 

512 Stratford Ct Franklin, TN 37069

$399,900 - 3Br/3Ba -  for Sale in Temple Hills Sec 12, Franklin
Open House
Price $399,900
Beds 3
Baths 3
Living Area SqFt 2,393
Status Active
MLS # 1937186
Property Type Residential
 

1771 Lewisburg Pike Franklin, TN 37064

Price $399,500
Beds 3
Baths 2
Living Area SqFt 1,825
Status Active
MLS # 1930600
Property Type Residential
 

206 Pennystone Cir Franklin, TN 37067

Price $399,000
Beds 3
Baths 4
Living Area SqFt 2,795
Status Active
MLS # 1911063
Property Type Condo
 

5649 Old Hwy 96 Franklin, TN 37064

Price $399,000
Beds 2
Baths 2
Living Area SqFt 1,840
Status Active Under Contract
MLS # 1908755
Property Type Residential
 

3055 Blueberry Lane (#298) Franklin, TN 37064

Price $392,000
Beds 3
Baths 3
Living Area SqFt 2,132
Status Active
MLS # 1915237
Property Type Residential
 

319 Freedom Dr Franklin, TN 37067

Price $390,000
Beds 4
Baths 3
Living Area SqFt 2,648
Status Active
MLS # 1934004
Property Type Residential
 

201 Swain Circle #103 Franklin, TN 37064

Price $389,900
Beds 2
Baths 2
Living Area SqFt 1,490
Status Active
MLS # 1937092
Property Type Condo
 

2404 Adair Ct Franklin, TN 37064

Price $389,900
Beds 3
Baths 2
Living Area SqFt 2,091
Status Active Under Contract
MLS # 1927529
Property Type Residential
 

3038 Oxford Glen Dr Franklin, TN 37067

$389,900 - 3Br/2Ba -  for Sale in Mckays Mill, Franklin
Open House
Price $389,900
Beds 3
Baths 2
Living Area SqFt 1,660
Status Active
MLS # 1938982
Property Type Residential
 

1540 Bedford Commons Franklin, TN 37064

Price $389,000
Beds 4
Baths 3
Living Area SqFt 2,700
Status Active Under Contract
MLS # 1936618
Property Type Residential
 

101 Moss Lane Franklin, TN 37064

Price $384,948
Beds 3
Baths 2
Living Area SqFt 1,736
Status Active Under Contract
MLS # 1936110
Property Type Residential
 

2264 Winder Cir Franklin, TN 37064

$384,900 - 4Br/3Ba -  for Sale in Dallas Downs Sec 21, Franklin
Open House
Price $384,900
Beds 4
Baths 3
Living Area SqFt 2,334
Status Active
MLS # 1934136
Property Type Residential
 

3250 Nolen Ln Franklin, TN 37064

$384,900 - 3Br/3Ba -  for Sale in Franklin Green Sec 4, Franklin
New
Price $384,900
Beds 3
Baths 3
Living Area SqFt 2,060
Status Active
MLS # 1941330
Property Type Residential
 

3049 Blueberry Lane- Lot 299 Franklin, TN 37064

Price $383,000
Beds 3
Baths 3
Living Area SqFt 2,132
Status Active
MLS # 1903009
Property Type Residential
 

7058 Sunrise Circle Franklin, TN 37067

Price $379,900
Beds 3
Baths 2
Living Area SqFt 2,039
Status Active Under Contract
MLS # 1939472
Property Type Condo
 

1308 Clairmonte Ln Franklin, TN 37064

Price $379,900
Beds 3
Baths 3
Living Area SqFt 2,145
Status Active Under Contract
MLS # 1914393
Property Type Residential
 

1017 Glastonbury Dr Franklin, TN 37069

Price $379,900
Beds 3
Baths 3
Living Area SqFt 2,178
Status Active
MLS # 1923584
Property Type Residential
 

116 Ormesby Pl Franklin, TN 37064

Price $377,900
Beds 3
Baths 3
Living Area SqFt 1,891
Status Active Under Contract
MLS # 1934197
Property Type Condo
 

1105 Parkview Dr. Franklin, TN 37064

Price $375,000
Beds 2
Baths 1
Living Area SqFt 750
Status Active Under Contract
MLS # 1917953
Property Type Residential
 

808 Ronald Dr Franklin, TN 37064

Price $375,000
Beds 3
Baths 2
Living Area SqFt 1,827
Status Active
MLS # 1936672
Property Type Residential
 

3122 Tristan Dr. Franklin, TN 37064

Price $375,000
Beds 3
Baths 2
Living Area SqFt 2,150
Status Active Under Contract
MLS # 1937964
Property Type Residential
 

117 Golden Meadow Ln Franklin, TN 37067

Price $374,900
Beds 3
Baths 3
Living Area SqFt 2,182
Status Active
MLS # 1920615
Property Type Residential
 

101 Patrick Ave Franklin, TN 37064

Price $374,900
Beds 4
Baths 3
Living Area SqFt 1,786
Status Active Under Contract
MLS # 1931550
Property Type Residential
 

4001 Viola Ln Franklin, TN 37069

Price $370,000
Beds 3
Baths 3
Living Area SqFt 1,784
Status Active Under Contract
MLS # 1938231
Property Type Residential
 

6051 Rural Plains Cir Apt 209 Franklin, TN 37064

Price $369,900
Beds 2
Baths 2
Living Area SqFt 1,143
Status Active
MLS # 1938805
Property Type Condo
 

1032 Boxwood Dr Franklin, TN 37069

Price $369,900
Beds 3
Baths 2
Living Area SqFt 1,549
Status Active Under Contract
MLS # 1930962
Property Type Residential
 

3210 Dark Woods Dr Franklin, TN 37064

$369,900 - 3Br/3Ba -  for Sale in Franklin Green Sec 6, Franklin
Open House
New
Price $369,900
Beds 3
Baths 3
Living Area SqFt 2,023
Status Active
MLS # 1940880
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810