Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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1104 Hunters Chase Dr Franklin, TN 37064

Price $329,900
Beds 3
Baths 2
Living Area SqFt 1,857
Status Active Under Contract
MLS # 1816351
Property Type Residential
 

150 Front Street #33 Franklin, TN 37064

Price $329,500
Beds 1
Baths 2
Living Area SqFt 1,247
Status Active Under Contract
MLS # 1775636
Property Type Condo
 

150 Front Street #23 Franklin, TN 37064

Price $329,500
Beds 1
Baths 2
Living Area SqFt 1,236
Status Active
MLS # 1775667
Property Type Condo
 

2160 Lewisburg Pike Franklin, TN 37064

Price $325,000
Beds 3
Baths 2
Living Area SqFt 1,641
Status Active
MLS # 1816101
Property Type Residential
 

1847 Brentwood Pointe Franklin, TN 37067

Price $324,900
Beds 3
Baths 3
Living Area SqFt 1,681
Status Active Under Contract
MLS # 1809081
Property Type Condo
 

1302 Mallard Dr Franklin, TN 37064

Price $314,900
Beds 4
Baths 2
Living Area SqFt 1,793
Status Active
MLS # 1816948
Property Type Residential
 

636 Huffine Manor Cir Franklin, TN 37067

Price $309,900
Beds 3
Baths 4
Living Area SqFt 2,181
Status Active Under Contract
MLS # 1808175
Property Type Condo
 

1223 Carriage Park Dr Franklin, TN 37064

Price $309,900
Beds 5
Baths 2
Living Area SqFt 1,984
Status Active
MLS # 1819074
Property Type Residential
 

1801 Brentwood Pointe Franklin, TN 37067

Price $304,999
Beds 2
Baths 3
Living Area SqFt 1,584
Status Active Under Contract
MLS # 1810158
Property Type Condo
 

423 Knob Ct Franklin, TN 37064

Price $304,000
Beds 3
Baths 3
Living Area SqFt 1,636
Status Active Under Contract
MLS # 1813290
Property Type Residential
 

3119 Langley Drive Franklin, TN 37064

$299,992 - 3Br/3Ba -  for Sale in Franklin Green, Franklin
Open House
New
Price $299,992
Beds 3
Baths 3
Living Area SqFt 1,517
Status Active
MLS # 1821657
Property Type Residential
 

1945 Carters Creek Pike Franklin, TN 37064

Price $299,900
Beds 3
Baths 2
Living Area SqFt 1,800
Status Active
MLS # 1809004
Property Type Residential
 

3013 Gracious -lot 28 Franklin, TN 37064

Price $296,500
Beds 3
Baths 3
Living Area SqFt 1,598
Status Active
MLS # 1800821
Property Type Residential
 

3037 Gracious -lot 32 Franklin, TN 37064

Price $296,500
Beds 3
Baths 3
Living Area SqFt 1,598
Status Active
MLS # 1800826
Property Type Residential
 

3007 Gracious Drive- Lot 27 Franklin, TN 37064

Price $296,500
Beds 3
Baths 3
Living Area SqFt 1,598
Status Active
MLS # 1800873
Property Type Residential
 

3030 Gracious Drive- Lot 41 Franklin, TN 37064

Price $296,500
Beds 3
Baths 3
Living Area SqFt 1,598
Status Active
MLS # 1818668
Property Type Residential
 

100 Pebble Creek Rd Franklin, TN 37064

$295,000 - 3Br/2Ba -  for Sale in Riverview Park Sec 1, Franklin
Open House
New
Price $295,000
Beds 3
Baths 2
Living Area SqFt 1,429
Status Active
MLS # 1821633
Property Type Residential
 

352 4th Ave S Apt 7 Franklin, TN 37064

$294,900 - 3Br/3Ba -  for Sale in Winstead Court, Franklin
Open House
New
Price $294,900
Beds 3
Baths 3
Living Area SqFt 1,458
Status Active
MLS # 1822468
Property Type Condo
 

85 Alton Park Ln Franklin, TN 37069

Price $275,000
Beds 2
Baths 2
Living Area SqFt 1,494
Status Active Under Contract
MLS # 1816167
Property Type Condo
 

3201 Aspen Grove Drive H-10 Franklin, TN 37067

Price $274,900
Beds 2
Baths 2
Living Area SqFt 1,437
Status Active
MLS # 1816538
Property Type Condo
 

1124 Lilly Valley Way Nashville, TN 37209

Price $271,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1806623
Property Type Condo
 

225 Oak Dr Franklin, TN 37064

Price $269,955
Beds 4
Baths 2
Living Area SqFt 1,680
Status Active Under Contract
MLS # 1816401
Property Type Residential
 

3201 Aspen Grove Franklin, TN 37067

Price $269,900
Beds 2
Baths 2
Living Area SqFt 1,264
Status Active Under Contract
MLS # 1757148
Property Type Condo
 

149 Rivergate Drive Franklin, TN 37064

Price $269,900
Beds 3
Baths 2
Living Area SqFt 1,250
Status Active
MLS # 1791595
Property Type Residential
 

3201 Aspen Grove Dr Apt M2 Franklin, TN 37067

Price $269,900
Beds 2
Baths 2
Living Area SqFt 1,264
Status Active Under Contract
MLS # 1817158
Property Type Condo
 

1315 Mallard Dr Franklin, TN 37064

Price $269,900
Beds 3
Baths 2
Living Area SqFt 1,345
Status Active Under Contract
MLS # 1818514
Property Type Residential
 

1128 Lilly Valley Way #25 Nashville, TN 37209

Price $266,570
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1820306
Property Type Condo
 

1128 Lilly Valley Way #24 Nashville, TN 37209

Price $265,995
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1820304
Property Type Condo
 

1128 Lilly Valley Way #24 Nashville, TN 37209

Price $259,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1804308
Property Type Condo
 

1116 Lilly Valley Way Nashville, TN 37209

Price $259,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active
MLS # 1806614
Property Type Condo
 

304 Natchez St Franklin, TN 37064

Price $249,900
Beds 1
Baths 1
Living Area SqFt 1,200
Status Active
MLS # 1806038
Property Type Residential
 

1966 Turning Wheel Ln Franklin, TN 37067

Price $249,900
Beds 2
Baths 2
Living Area SqFt 1,352
Status Active Under Contract
MLS # 1818532
Property Type Condo
 

631 Eastview Cir Franklin, TN 37064

Price $244,900
Beds 1
Baths 1
Living Area SqFt 726
Status Active
MLS # 1807598
Property Type Residential
 

604 Huffine Manor Cir Franklin, TN 37067

$239,900 - 3Br/3Ba -  for Sale in Andover, Franklin
New
Price $239,900
Beds 3
Baths 3
Living Area SqFt 1,660
Status Active
MLS # 1822530
Property Type Condo
 

5540 Hargrove Ridge Rd Franklin, TN 37064

Price $235,000
Beds 3
Baths 1
Living Area SqFt 1,096
Status Active
MLS # 1791783
Property Type Residential
 

1307 Windsor Drive Franklin, TN 37064

Price $214,900
Beds 4
Baths 1
Living Area SqFt 1,326
Status Active Under Contract
MLS # 1796873
Property Type Residential
 

603 Liberty Pike Franklin, TN 37064

Price $210,000
Beds 2
Baths 1
Living Area SqFt 760
Status Active
MLS # 1730100
Property Type Residential
 

909 Granville Dr. #247 Murfreesboro, TN 37128

Price $209,475
Beds 3
Baths 3
Living Area SqFt 1,641
Status Active
MLS # 1800319
Property Type Condo
 

1101 Downs Blvd - Unit 219 Franklin, TN 37064

Price $204,900
Beds 2
Baths 2
Living Area SqFt 1,102
Status Active Under Contract
MLS # 1818646
Property Type Condo
 

601 Boyd Mill Ave Unit J4 Franklin, TN 37064

$159,500 - 2Br/2Ba -  for Sale in Laurelwood, Franklin
New
Price $159,500
Beds 2
Baths 2
Living Area SqFt 950
Status Active
MLS # 1821905
Property Type Condo
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810