Buyers

Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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5018 Portage (335)) Franklin, TN 37064

Price $397,840
Beds 2
Baths 3
Living Area SqFt 1,914
Status Active
MLS # 1921155
Property Type Residential
 

402 Royal Xing Franklin, TN 37064

Price $394,990
Beds 3
Baths 3
Living Area SqFt 2,315
Status Active Under Contract
MLS # 1911294
Property Type Residential
 

3055 Blueberry Lane (#298) Franklin, TN 37064

Price $392,000
Beds 3
Baths 3
Living Area SqFt 2,132
Status Active
MLS # 1915237
Property Type Residential
 

1540 Bedford Cmn Franklin, TN 37064

Price $389,900
Beds 4
Baths 3
Living Area SqFt 3,013
Status Active
MLS # 1876066
Property Type Residential
 

1329 Moher Blvd Franklin, TN 37069

Price $389,900
Beds 3
Baths 4
Living Area SqFt 2,266
Status Active
MLS # 1906365
Property Type Residential
 

226 Pearl St Franklin, TN 37064

Price $389,900
Beds 2
Baths 3
Living Area SqFt 1,935
Status Active Under Contract
MLS # 1911696
Property Type Residential
 

3101 Traviston Dr Franklin, TN 37064

Price $389,900
Beds 3
Baths 3
Living Area SqFt 2,222
Status Active Under Contract
MLS # 1922013
Property Type Residential
 

1017 Glastonbury Dr Franklin, TN 37069

$389,900 - 3Br/3Ba -  for Sale in Fieldstone Farms Sec F-1, Franklin
New
Price $389,900
Beds 3
Baths 3
Living Area SqFt 2,178
Status Active
MLS # 1923584
Property Type Residential
 

2031 Inland (353) Franklin, TN 37064

Price $389,000
Beds 4
Baths 4
Living Area SqFt 2,420
Status Active
MLS # 1921121
Property Type Residential
 

1308 Clairmonte Ln Franklin, TN 37064

$389,000 - 3Br/3Ba -  for Sale in Clairmonte Sec 1, Franklin
Open House
Price $389,000
Beds 3
Baths 3
Living Area SqFt 2,145
Status Active
MLS # 1914393
Property Type Residential
 

612 Claridge Ct Franklin, TN 37064

$389,000 - 3Br/3Ba -  for Sale in Buckingham Park Sec 2, Franklin
Open House
New
Price $389,000
Beds 3
Baths 3
Living Area SqFt 2,405
Status Active
MLS # 1922460
Property Type Residential
 

3116 Tristan Dr Franklin, TN 37064

$388,900 - 4Br/3Ba -  for Sale in Franklin Green Sec 13, Franklin
Open House
Price $388,900
Beds 4
Baths 3
Living Area SqFt 2,344
Status Active
MLS # 1918601
Property Type Residential
 

4054 Portage Street Franklin, TN 37064

Price $387,400
Beds 2
Baths 3
Living Area SqFt 2,107
Status Active
MLS # 1910083
Property Type Residential
 

1109 Summer Haven Cir Franklin, TN 37069

Price $385,000
Beds 3
Baths 2
Living Area SqFt 1,887
Status Active Under Contract
MLS # 1918040
Property Type Residential
 

803 Edwards Dr Franklin, TN 37064

Price $384,900
Beds 3
Baths 2
Living Area SqFt 1,883
Status Active Under Contract
MLS # 1911035
Property Type Residential
 

117 Golden Meadow Ln Franklin, TN 37067

Price $384,900
Beds 3
Baths 3
Living Area SqFt 2,182
Status Active
MLS # 1920615
Property Type Residential
 

208 Citation Dr Franklin, TN 37069

$384,800 - 3Br/3Ba -  for Sale in Fieldstone Farms Sec M, Franklin
Open House
Price $384,800
Beds 3
Baths 3
Living Area SqFt 1,894
Status Active
MLS # 1899455
Property Type Residential
 

3049 Blueberry Lane- Lot 299 Franklin, TN 37064

Price $383,000
Beds 3
Baths 3
Living Area SqFt 2,132
Status Active
MLS # 1903009
Property Type Residential
 

277 Wisteria Dr Franklin, TN 37064

Price $379,900
Beds 3
Baths 3
Living Area SqFt 2,235
Status Active
MLS # 1919491
Property Type Residential
 

4023 Viola Ln Franklin, TN 37069

Price $375,000
Beds 3
Baths 3
Living Area SqFt 2,041
Status Active Under Contract
MLS # 1914481
Property Type Residential
 

1105 Parkview Dr. Franklin, TN 37064

Price $375,000
Beds 2
Baths 1
Living Area SqFt 750
Status Active
MLS # 1917953
Property Type Residential
 

5950 Greenbriar Franklin, TN 37064

Price $369,900
Beds 3
Baths 3
Living Area SqFt 3,132
Status Active
MLS # 1919757
Property Type Residential
 

4009 Viola Ln Franklin, TN 37069

Price $364,900
Beds 3
Baths 3
Living Area SqFt 1,784
Status Active Under Contract
MLS # 1899121
Property Type Residential
 

1210 Forest Lake Ct Franklin, TN 37064

Price $359,900
Beds 3
Baths 4
Living Area SqFt 2,575
Status Active
MLS # 1904224
Property Type Condo
 

3130 Vera Valley Rd Franklin, TN 37064

Price $359,900
Beds 3
Baths 3
Living Area SqFt 2,047
Status Active Under Contract
MLS # 1910243
Property Type Residential
 

98 Somerton Park Franklin, TN 37069

Price $359,900
Beds 4
Baths 3
Living Area SqFt 1,933
Status Active Under Contract
MLS # 1919870
Property Type Residential
 

331 Riverbend Dr Franklin, TN 37064

Price $354,900
Beds 3
Baths 3
Living Area SqFt 1,962
Status Active
MLS # 1920221
Property Type Residential
 

2211 Falcon Creek Dr Franklin, TN 37067

Price $353,800
Beds 3
Baths 3
Living Area SqFt 1,726
Status Active Under Contract
MLS # 1914790
Property Type Residential
 

540 Vintage Green Ln Franklin, TN 37064

$350,000 - 3Br/3Ba -  for Sale in Shadow Green, Franklin
New
Price $350,000
Beds 3
Baths 3
Living Area SqFt 1,976
Status Active
MLS # 1923134
Property Type Residential
 

3126 Tristan Drive Franklin, TN 37064

Price $349,943
Beds 3
Baths 3
Living Area SqFt 1,842
Status Active Under Contract
MLS # 1913505
Property Type Residential
 

3223 Calvin Ct Franklin, TN 37064

Price $349,900
Beds 3
Baths 3
Living Area SqFt 1,919
Status Active Under Contract
MLS # 1914643
Property Type Residential
 

1439 Southampton Ct Franklin, TN 37064

Price $349,000
Beds 3
Baths 2
Living Area SqFt 2,044
Status Active
MLS # 1917819
Property Type Residential
 

1016 Rural Plains Cir Franklin, TN 37064

Price $348,900
Beds 3
Baths 3
Living Area SqFt 1,380
Status Active Under Contract
MLS # 1904149
Property Type Condo
 

5006 Gracious Drive (lot #64) Franklin, TN 37064

Price $346,100
Beds 3
Baths 3
Living Area SqFt 1,809
Status Active
MLS # 1915235
Property Type Residential
 

4020 Gracious Drive (lot #46) Franklin, TN 37064

Price $346,100
Beds 3
Baths 3
Living Area SqFt 1,809
Status Active
MLS # 1892826
Property Type Residential
 

4080 Gracious Drive (lot #56) Franklin, TN 37064

Price $346,100
Beds 3
Baths 3
Living Area SqFt 1,809
Status Active
MLS # 1915229
Property Type Residential
 

138 Generals Retreat Pl Franklin, TN 37064

Price $345,000
Beds 3
Baths 4
Living Area SqFt 2,040
Status Active Under Contract
MLS # 1913786
Property Type Condo
 

209 Oxford Dr Franklin, TN 37064

$345,000 - 4Br/3Ba -  for Sale in Idlewood, Franklin
Open House
New
Price $345,000
Beds 4
Baths 3
Living Area SqFt 2,355
Status Active
MLS # 1922960
Property Type Residential
 

428 S Petway St Franklin, TN 37064

Price $340,000
Beds 2
Baths 2
Living Area SqFt 1,213
Status Active Under Contract
MLS # 1898693
Property Type Residential
 

1133 Hunters Chase Dr Franklin, TN 37064

Price $339,900
Beds 3
Baths 2
Living Area SqFt 2,102
Status Active Under Contract
MLS # 1911153
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810