Buyers

Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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3067 Cheever Street # 1760 Franklin, TN 37064

Price $521,230
Beds 3
Baths 4
Living Area SqFt 2,297
Status Active
MLS # 1931773
Property Type Residential
 

3165 Bush Dr Franklin, TN 37064

Price $519,900
Beds 4
Baths 4
Living Area SqFt 3,682
Status Active Under Contract
MLS # 1907284
Property Type Residential
 

102 Gallagher Dr Franklin, TN 37064

Price $519,900
Beds 4
Baths 4
Living Area SqFt 3,365
Status Active Under Contract
MLS # 1928254
Property Type Residential
 

2034 Nolencrest Way Franklin, TN 37067

Price $519,730
Beds 3
Baths 3
Living Area SqFt 3,560
Status Active
MLS # 1930694
Property Type Residential
 

137 Fowler Cir Franklin, TN 37067

$519,000 - 3Br/3Ba -  for Sale in Ladd Park - Highlands, Franklin
Open House
Price $519,000
Beds 3
Baths 3
Living Area SqFt 2,479
Status Active
MLS # 1929475
Property Type Residential
 

137 Fowler Cir Franklin, TN 37064

Price $519,000
Beds 3
Baths 3
Living Area SqFt 2,479
Status Active
MLS # 1930141
Property Type Residential
 

3068 Cheever Street # 1743 Franklin, TN 37064

Price $518,945
Beds 3
Baths 4
Living Area SqFt 2,297
Status Active Under Contract
MLS # 1906289
Property Type Residential
 

9058 Clovercroft Preserve Drive Franklin, TN 37067

Price $517,990
Beds 3
Baths 2
Living Area SqFt 2,258
Status Active
MLS # 1925979
Property Type Residential
 

3186 Bush Dr Franklin, TN 37064

Price $515,000
Beds 4
Baths 4
Living Area SqFt 3,481
Status Active
MLS # 1920616
Property Type Residential
 

221 Adams Ct Franklin, TN 37064

$515,000 - 3Br/3Ba -  for Sale in Adams Square, Franklin
Open House
Price $515,000
Beds 3
Baths 3
Living Area SqFt 2,346
Status Active
MLS # 1930392
Property Type Residential
 

1701 Calderwood Ct Franklin, TN 37067

Price $514,900
Beds 6
Baths 5
Living Area SqFt 3,700
Status Active Under Contract
MLS # 1926134
Property Type Residential
 

3161 Mcmillan Rd Franklin, TN 37064

Price $514,500
Beds 4
Baths 4
Living Area SqFt 2,853
Status Active Under Contract
MLS # 1826666
Property Type Residential
 

419 Avon River Rd Franklin, TN 37064

Price $511,500
Beds 4
Baths 3
Living Area SqFt 2,610
Status Active
MLS # 1929103
Property Type Residential
 

4244 Pate Rd Franklin, TN 37064

Price $510,000
Beds 3
Baths 2
Living Area SqFt 2,506
Status Active Under Contract
MLS # 1916898
Property Type Residential
 

213 Acadia Ave Franklin, TN 37064

Price $509,999
Beds 3
Baths 3
Living Area SqFt 2,087
Status Active
MLS # 1918180
Property Type Residential
 

315 Liebler Lane - Lot 252 Franklin, TN 37064

Price $509,900
Beds 4
Baths 3
Living Area SqFt 2,736
Status Active
MLS # 1907032
Property Type Residential
 

1503 Marymount Dr Franklin, TN 37067

$509,900 - 3Br/3Ba -  for Sale in Ashton Park Sec 2, Franklin
New
Price $509,900
Beds 3
Baths 3
Living Area SqFt 2,341
Status Active
MLS # 1932997
Property Type Condo
 

408 Cotton Ln Franklin, TN 37069

Price $509,000
Beds 3
Baths 3
Living Area SqFt 2,035
Status Active Under Contract
MLS # 1917738
Property Type Residential
 

5003 Rockport Ave Franklin, TN 37064

Price $509,000
Beds 4
Baths 4
Living Area SqFt 3,105
Status Active Under Contract
MLS # 1919738
Property Type Residential
 

1586 Coleman Rd Franklin, TN 37064

Price $509,000
Beds 4
Baths 3
Living Area SqFt 1,862
Status Active
MLS # 1921619
Property Type Residential
 

1007 Amelia Park Dr. #02 Franklin, TN 37067

Price $503,180
Beds 3
Baths 3
Living Area SqFt 2,080
Status Active
MLS # 1910236
Property Type Residential
 

436 Wiregrass Ln Franklin, TN 37064

Price $499,900
Beds 3
Baths 3
Living Area SqFt 2,018
Status Active
MLS # 1918533
Property Type Residential
 

211 Coffenbury Ct Franklin, TN 37064

Price $499,900
Beds 4
Baths 3
Living Area SqFt 2,841
Status Active
MLS # 1924544
Property Type Residential
 

4267 Old Hillsboro Rd Franklin, TN 37064

Price $499,900
Beds 3
Baths 3
Living Area SqFt 1,755
Status Active
MLS # 1924606
Property Type Residential
 

146 Lancaster Dr Franklin, TN 37064

$499,900 - 3Br/2Ba -  for Sale in Harpeth Meadows, Franklin
Open House
Price $499,900
Beds 3
Baths 2
Living Area SqFt 2,380
Status Active
MLS # 1930198
Property Type Residential
 

1344 Jewell Ave Franklin, TN 37064

Price $499,900
Beds 3
Baths 4
Living Area SqFt 2,086
Status Active Under Contract
MLS # 1930260
Property Type Residential
 

115 Lancelot Ln Franklin, TN 37064

$499,900 - 4Br/3Ba -  for Sale in Founders Pointe Sec 2, Franklin
Open House
New
Price $499,900
Beds 4
Baths 3
Living Area SqFt 3,513
Status Active
MLS # 1933493
Property Type Residential
 

147 Creekstone Blvd Franklin, TN 37064

$499,899 - 5Br/4Ba -  for Sale in Creekstone Commons Sec 1 R, Franklin
Open House
Price $499,899
Beds 5
Baths 4
Living Area SqFt 3,153
Status Active
MLS # 1927213
Property Type Residential
 

159 Acton St Franklin, TN 37064

Price $499,500
Beds 3
Baths 3
Living Area SqFt 2,295
Status Active
MLS # 1920275
Property Type Residential
 

1508 Braden Cir Franklin, TN 37067

Price $499,500
Beds 4
Baths 3
Living Area SqFt 3,312
Status Active Under Contract
MLS # 1920964
Property Type Residential
 

221 Countryside Dr Franklin, TN 37069

Price $499,500
Beds 4
Baths 3
Living Area SqFt 2,861
Status Active
MLS # 1927135
Property Type Residential
 

271 Irvine Ln Franklin, TN 37064

Price $495,500
Beds 4
Baths 4
Living Area SqFt 2,983
Status Active
MLS # 1915585
Property Type Residential
 

3055 Cheever Street # 1758 Franklin, TN 37064

Price $495,310
Beds 3
Baths 4
Living Area SqFt 2,313
Status Active Under Contract
MLS # 1931883
Property Type Residential
 

2407 Mcintyre Ct Franklin, TN 37069

Price $495,000
Beds 4
Baths 3
Living Area SqFt 2,465
Status Active Under Contract
MLS # 1929924
Property Type Residential
 

713 Sedgewick Pl Franklin, TN 37067

Price $494,900
Beds 5
Baths 3
Living Area SqFt 3,140
Status Active Under Contract
MLS # 1930920
Property Type Residential
 

3061 Cheever Street # 1759 Franklin, TN 37064

Price $494,245
Beds 3
Baths 4
Living Area SqFt 2,313
Status Active Under Contract
MLS # 1931876
Property Type Residential
 

2034 Goose Creek Dr Franklin, TN 37064

$494,000 - 3Br/3Ba -  for Sale in Goose Creek Est Sec 1, Franklin
Open House
New
Price $494,000
Beds 3
Baths 3
Living Area SqFt 2,330
Status Active
MLS # 1933263
Property Type Residential
 

1145 Olde Cameron Ln Franklin, TN 37067

Price $489,900
Beds 4
Baths 3
Living Area SqFt 3,184
Status Active
MLS # 1930792
Property Type Residential
 

532 Franklin Rd Franklin, TN 37069

Price $489,000
Beds 3
Baths 2
Living Area SqFt 1,767
Status Active
MLS # 1867528
Property Type Residential
 

5003 Penbrook Dr Franklin, TN 37069

Price $489,000
Beds 4
Baths 3
Living Area SqFt 2,710
Status Active
MLS # 1930896
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810