Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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203 Toliver Ct Franklin, TN 37067

Price $345,000
Beds 3
Baths 3
Living Area SqFt 1,808
Status Active
MLS # 1891699
Property Type Residential
 

4105 Gracious Drive- Lot 69 Franklin, TN 37064

$343,900 - 3Br/3Ba -  for Sale in Simmons Ridge, Franklin
New
Price $343,900
Beds 3
Baths 3
Living Area SqFt 1,809
Status Active
MLS # 1894671
Property Type Residential
 

4020 Gracious Drive (lot #46) Franklin, TN 37064

Price $343,900
Beds 3
Baths 3
Living Area SqFt 1,609
Status Active
MLS # 1892826
Property Type Residential
 

6009 Penbrook Dr Franklin, TN 37069

Price $342,500
Beds 3
Baths 2
Living Area SqFt 1,691
Status Active Under Contract
MLS # 1886134
Property Type Residential
 

144 Generals Retreat Pl Franklin, TN 37064

Price $339,000
Beds 3
Baths 4
Living Area SqFt 2,040
Status Active
MLS # 1887963
Property Type Condo
 

5012 Portage Street Franklin, TN 37064

Price $335,000
Beds 2
Baths 2
Living Area SqFt 1,521
Status Active
MLS # 1888322
Property Type Residential
 

510 Hollyhock Way Franklin, TN 37064

Price $332,990
Beds 4
Baths 3
Living Area SqFt 1,765
Status Active Under Contract
MLS # 1877165
Property Type Residential
 

1008 Boxwood Dr Franklin, TN 37069

Price $330,000
Beds 3
Baths 3
Living Area SqFt 1,670
Status Active Under Contract
MLS # 1889587
Property Type Residential
 

504 Vintage Green Ln Franklin, TN 37064

Price $329,000
Beds 3
Baths 3
Living Area SqFt 1,971
Status Active
MLS # 1884552
Property Type Residential
 

115 Boxwood Dr Franklin, TN 37069

Price $327,500
Beds 3
Baths 2
Living Area SqFt 1,658
Status Active Under Contract
MLS # 1887874
Property Type Condo
 

252 Wrennewood Ln Franklin, TN 37064

Price $325,000
Beds 2
Baths 2
Living Area SqFt 1,721
Status Active Under Contract
MLS # 1885528
Property Type Condo
 

7070 Sunrise Cir Franklin, TN 37067

Price $325,000
Beds 2
Baths 2
Living Area SqFt 1,548
Status Active Under Contract
MLS # 1887921
Property Type Condo
 

252 Wrennewood Ln Franklin, TN 37064

Price $325,000
Beds 2
Baths 2
Living Area SqFt 1,721
Status Active Under Contract
MLS # 1885524
Property Type Residential
 

1258 Chickering Dr Franklin, TN 37064

$325,000 - 3Br/3Ba -  for Sale in West Meade Sec 1, Franklin
New
Price $325,000
Beds 3
Baths 3
Living Area SqFt 2,022
Status Active
MLS # 1894651
Property Type Residential
 

4048 Trinity Rd Franklin, TN 37067

$325,000 - 3Br/2Ba -  for Sale in Bizwell, Franklin
New
Price $325,000
Beds 3
Baths 2
Living Area SqFt 1,248
Status Active
MLS # 1894947
Property Type Residential
 

1641 Shadow Green Dr Franklin, TN 37064

Price $324,900
Beds 3
Baths 3
Living Area SqFt 1,674
Status Active
MLS # 1867401
Property Type Residential
 

617 Lawrin Park Franklin, TN 37069

Price $324,900
Beds 3
Baths 3
Living Area SqFt 1,576
Status Active Under Contract
MLS # 1891875
Property Type Residential
 

1642 Brentwood Pointe Franklin, TN 37067

Price $320,000
Beds 3
Baths 3
Living Area SqFt 1,657
Status Active
MLS # 1884870
Property Type Residential
 

313 Connelly Ct Franklin, TN 37064

Price $319,900
Beds 2
Baths 2
Living Area SqFt 1,591
Status Active
MLS # 1889571
Property Type Condo
 

313 Connelly Ct Franklin, TN 37064

Price $319,900
Beds 2
Baths 2
Living Area SqFt 1,591
Status Active
MLS # 1889570
Property Type Residential
 

820 Brandyleigh Ct Franklin, TN 37069

Price $314,500
Beds 3
Baths 2
Living Area SqFt 1,255
Status Active Under Contract
MLS # 1889123
Property Type Residential
 

4032 Gracious Drive (lot 048) Franklin, TN 37064

Price $304,500
Beds 3
Baths 3
Living Area SqFt 1,632
Status Active
MLS # 1893068
Property Type Residential
 

233 Boxwood Dr Franklin, TN 37069

Price $299,900
Beds 3
Baths 2
Living Area SqFt 2,131
Status Active Under Contract
MLS # 1884495
Property Type Condo
 

128 Boxwood Dr Franklin, TN 37069

Price $297,900
Beds 3
Baths 3
Living Area SqFt 1,985
Status Active
MLS # 1890722
Property Type Condo
 

1623 Brentwood Pointe Franklin, TN 37067

Price $294,900
Beds 3
Baths 3
Living Area SqFt 1,973
Status Active Under Contract
MLS # 1860505
Property Type Condo
 

205 Boxwood Dr Franklin, TN 37069

Price $290,000
Beds 3
Baths 3
Living Area SqFt 1,877
Status Active Under Contract
MLS # 1891014
Property Type Residential
 

1253 W Main St Franklin, TN 37064

Price $289,000
Beds 2
Baths 1
Living Area SqFt 784
Status Active
MLS # 1828261
Property Type Residential
 

1129 Lilly Valley Way #15 Nashville, TN 37209

Price $284,990
Beds 2
Baths 3
Living Area SqFt 1,216
Status Active Under Contract
MLS # 1867502
Property Type Condo
 

124 Grant Park Drive Franklin, TN 37067

Price $284,948
Beds 1
Baths 1
Living Area SqFt 1,010
Status Active
MLS # 1890126
Property Type Condo
 

1608 Brentwood Pointe Franklin, TN 37067

$283,000 - 2Br/3Ba -  for Sale in Brentwood Pointe- The View, Franklin
Open House
New
Price $283,000
Beds 2
Baths 3
Living Area SqFt 1,974
Status Active
MLS # 1894831
Property Type Condo
 

110 Dabney Dr Franklin, TN 37064

Price $280,000
Beds 4
Baths 2
Living Area SqFt 2,181
Status Active
MLS # 1888660
Property Type Residential
 

410 Alicia Drive Franklin, TN 37064

Price $279,900
Beds 3
Baths 3
Living Area SqFt 1,486
Status Active Under Contract
MLS # 1885231
Property Type Condo
 

5535 Hargrove Ridge Rd Franklin, TN 37064

Price $279,900
Beds 3
Baths 2
Living Area SqFt 1,144
Status Active
MLS # 1888451
Property Type Residential
 

193 Old Carters Creek Pike Franklin, TN 37064

Price $279,000
Beds 3
Baths 1
Living Area SqFt 1,020
Status Active
MLS # 1888945
Property Type Residential
 

1205 Park Run Dr Franklin, TN 37067

Price $275,000
Beds 2
Baths 2
Living Area SqFt 1,352
Status Active
MLS # 1894379
Property Type Condo
 

1116 Dundee Ct Murfreesboro, TN 37129

Price $265,900
Beds 3
Baths 3
Living Area SqFt 1,893
Status Active
MLS # 1852729
Property Type Residential
 

1629 Brentwood Pointe Franklin, TN 37067

Price $264,000
Beds 2
Baths 2
Living Area SqFt 1,326
Status Active
MLS # 1891420
Property Type Condo
 

158 Cadet Ln Franklin, TN 37064

Price $259,900
Beds 3
Baths 1
Living Area SqFt 1,050
Status Active
MLS # 1876057
Property Type Residential
 

1952 Turning Wheel Ln Franklin, TN 37067

Price $256,900
Beds 2
Baths 2
Living Area SqFt 1,352
Status Active Under Contract
MLS # 1854476
Property Type Condo
 

105 Regiment Ct Franklin, TN 37064

Price $254,000
Beds 3
Baths 1
Living Area SqFt 1,144
Status Active
MLS # 1881106
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810