Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

All Current Listings

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0 New Hwy 96 Franklin, TN 37064

Price $9,800,000
Beds 3
Baths 2
Living Area SqFt 1,824
Status Active
MLS # 1812004
Property Type Residential
 

1577 Moran Rd Franklin, TN 37069

Price $9,500,000
Beds 5
Baths 10
Living Area SqFt 10,862
Status Active
MLS # 1836040
Property Type Residential
 

1816 Pace Haven Franklin, TN 37069

Price $8,100,000
Beds 5
Baths 12
Living Area SqFt 19,137
Status Active
MLS # 1836063
Property Type Residential
 

1078 Vaughn Crest Dr Franklin, TN 37069

Price $6,900,000
Beds 5
Baths 9
Living Area SqFt 20,576
Status Active
MLS # 1872086
Property Type Residential
 

1704 Old Hillsboro Road Franklin, TN 37069

$6,898,000 - 6Br/6Ba -  for Sale in None, Franklin
New
Price $6,898,000
Beds 6
Baths 6
Living Area SqFt 7,748
Status Active
MLS # 1872805
Property Type Residential
 

1710 Lawrence Rd Franklin, TN 37069

Price $6,500,000
Beds 4
Baths 5
Living Area SqFt 6,013
Status Active
MLS # 1815404
Property Type Residential
 

1707 Old Hillsboro Rd Franklin, TN 37069

Price $6,000,000
Beds 4
Baths 5
Living Area SqFt 6,891
Status Active
MLS # 1776000
Property Type Residential
 

5005 Lilly Valley Trail Franklin, TN 37064

Price $5,750,000
Beds 8
Baths 10
Living Area SqFt 10,307
Status Active
MLS # 1850897
Property Type Residential
 

204 King Davids Ct Franklin, TN 37067

Price $5,500,000
Beds 5
Baths 6
Living Area SqFt 11,305
Status Active
MLS # 1844359
Property Type Residential
 

1645 Old Hillsboro Road Franklin, TN 37069

Price $5,400,000
Beds 4
Baths 4
Living Area SqFt 5,295
Status Active
MLS # 1769524
Property Type Residential
 

4447 Long Ln Franklin, TN 37064

Price $5,100,000
Beds 6
Baths 7
Living Area SqFt 10,601
Status Active Under Contract
MLS # 1750123
Property Type Residential
 

1020 Vaughn Crest Drive Franklin, TN 37069

Price $4,999,990
Beds 6
Baths 10
Living Area SqFt 14,179
Status Active
MLS # 1870453
Property Type Residential
 

600 Boyd Mill Ave Franklin, TN 37064

Price $4,900,000
Beds 5
Baths 4
Living Area SqFt 6,950
Status Active
MLS # 1819758
Property Type Residential
 

5190 Old Harding Rd Franklin, TN 37064

Price $4,700,000
Beds 4
Baths 5
Living Area SqFt 5,600
Status Active
MLS # 1769978
Property Type Residential
 

1033 Vaughn Crest Dr Franklin, TN 37069

Price $4,579,000
Beds 6
Baths 7
Living Area SqFt 7,898
Status Active
MLS # 1818801
Property Type Residential
 

3104 Boxley View Ln Franklin, TN 37064

Price $3,999,000
Beds 4
Baths 6
Living Area SqFt 11,150
Status Active
MLS # 1865058
Property Type Residential
 

5850 N Lick Creek Rd Franklin, TN 37064

Price $3,990,000
Beds 5
Baths 5
Living Area SqFt 4,336
Status Active
MLS # 1816321
Property Type Residential
 

1702 Old Hillsboro Rd Franklin, TN 37069

Price $3,800,000
Beds 4
Baths 6
Living Area SqFt 5,208
Status Active
MLS # 1868260
Property Type Residential
 

5190 Old Harding Rd Franklin, TN 37064

Price $3,500,000
Beds 4
Baths 5
Living Area SqFt 5,600
Status Active
MLS # 1849021
Property Type Residential
 

1641 Whispering Hills Dr Franklin, TN 37069

Price $3,490,000
Beds 6
Baths 10
Living Area SqFt 12,112
Status Active
MLS # 1793315
Property Type Residential
 

2032 Old Hillsboro Rd Franklin, TN 37064

Price $3,450,000
Beds 4
Baths 6
Living Area SqFt 5,086
Status Active
MLS # 1827054
Property Type Residential
 

2460 Hidden River Ln Franklin, TN 37069

Price $3,450,000
Beds 6
Baths 9
Living Area SqFt 10,153
Status Active
MLS # 1868732
Property Type Residential
 

1747 Old Natchez Trace Franklin, TN 37069

Price $3,249,900
Beds 5
Baths 5
Living Area SqFt 6,454
Status Active
MLS # 1869950
Property Type Residential
 

3104 Boxley View Ln Franklin, TN 37064

Price $3,200,000
Beds 4
Baths 6
Living Area SqFt 11,150
Status Active
MLS # 1865060
Property Type Residential
 

5478 Pinewood Rd Franklin, TN 37064

Price $2,900,000
Beds 4
Baths 3
Living Area SqFt 2,488
Status Active
MLS # 1835107
Property Type Residential
 

3052 Old Murfreesboro Rd College Grove, TN 37046

Price $2,800,000
Beds 3
Baths 4
Living Area SqFt 4,536
Status Active
MLS # 1793128
Property Type Residential
 

5195 Old Harding Rd Franklin, TN 37064

Price $2,750,000
Beds 7
Baths 7
Living Area SqFt 11,182
Status Active
MLS # 1863749
Property Type Residential
 

423 Canterbury Rise Franklin, TN 37067

$2,599,000 - 5Br/9Ba -  for Sale in Avalon Sec 3, Franklin
New
Price $2,599,000
Beds 5
Baths 9
Living Area SqFt 11,237
Status Active
MLS # 1872814
Property Type Residential
 

642 Countess Nicole Court Franklin, TN 37067

Price $2,595,000
Beds 4
Baths 7
Living Area SqFt 7,482
Status Active
MLS # 1870956
Property Type Residential
 

1044 Vaughn Crest Dr Franklin, TN 37069

Price $2,500,000
Beds 6
Baths 8
Living Area SqFt 9,698
Status Active
MLS # 1810193
Property Type Residential
 

1504 Starlight Ln Franklin, TN 37069

Price $2,499,000
Beds 6
Baths 7
Living Area SqFt 8,214
Status Active
MLS # 1839405
Property Type Residential
 

1715 Talbot Trl Franklin, TN 37069

Price $2,495,000
Beds 6
Baths 9
Living Area SqFt 9,342
Status Active
MLS # 1844231
Property Type Residential
 

4508 Murfreesboro Rd Franklin, TN 37067

Price $2,450,000
Beds 4
Baths 5
Living Area SqFt 6,062
Status Active
MLS # 1836151
Property Type Residential
 

401 Legends Park Cir Franklin, TN 37069

Price $2,450,000
Beds 6
Baths 8
Living Area SqFt 9,646
Status Active
MLS # 1839543
Property Type Residential
 

301 Lionheart Way Franklin, TN 37067

Price $2,399,000
Beds 5
Baths 7
Living Area SqFt 8,266
Status Active
MLS # 1865655
Property Type Residential
 

1701 Talbot Tr Franklin, TN 37069

Price $2,299,000
Beds 6
Baths 9
Living Area SqFt 8,989
Status Active
MLS # 1859496
Property Type Residential
 

5709 Natchez Trace Rd Franklin, TN 37064

Price $2,250,000
Beds 3
Baths 3
Living Area SqFt 3,329
Status Active
MLS # 1866014
Property Type Residential
 

9447 Clovercroft Rd Franklin, TN 37067

Price $2,248,000
Beds 5
Baths 6
Living Area SqFt 6,703
Status Active
MLS # 1840889
Property Type Residential
 

4169 Clovercroft Rd Franklin, TN 37067

Price $2,200,000
Beds 4
Baths 3
Living Area SqFt 2,204
Status Active
MLS # 1801087
Property Type Residential
 

698 Sneed Rd W Franklin, TN 37069

Price $2,150,000
Beds 4
Baths 2
Living Area SqFt 2,548
Status Active
MLS # 1856634
Property Type Residential
 

Use this high-tech website to help you get started exploring all homes for sale in Franklin TN, beginning with my unique Franklin lifestyle page. Then contact me Suzy Roholt with any home buying questions you could have. I would love to be your personal guide and Realtor and help you find all homes for sale in Franklin TN!

I am dedicated to excellence and service. I intend to provide you and your family with the best real estate experience you have ever had in our great city Franklin TN.

Homesforsaleinfranklintn.net actually features all homes for sale currently available in Franklin TN and includes property descriptions and photos. So if you want to locate homes for sale and your Franklin dream home, then try to search all  homes for sale listings online  in the area you want to live, and if you find one that suits your specific needs, then contact me directly.

Suzy Roholt 001Simply the Best

“Always Do Your Best.”  It was timeless advice Suzy Roholt received from her parents.  As a child, she was inspired by their work ethic and ability to provide for their family.  From being an example to her four younger sisters to reaching the top of her industry,

Suzy applied her parent’s work ethic and made it her own.  It’s the same drive that she brings into everything she does.

Suzy’s conscious decision to always do her best is the driving force of her real estate career.  She thrives on going above and beyond for her clients.  By providing stellar service and market expertise, Suzy is helping people in the Franklin area go further with their real estate investments.

She brings a higher standard of service excellence because you deserve only the best for your needs.  For sellers, Suzy helps you with complicated staging techniques.  She is equipped with a design team dedicated to showcasing your property in its best light.  For buyers, she’s determined to help you find the perfect home for you and your family.  Whether you’re purchasing for the first time or hoping to upgrade your current status, let Suzy help guide you in that process.

When the time comes to move in Franklin TN, you deserve Only the Best for Your Needs.

Suzy Roholt provides the ultimate customer service and market know-how.  She’s helping you move forward in this area because she’s giving her all for your success.

Contact Suzy Roholt For Your Home Buying Wants Or Needs Today AT 615.319.6810